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Apply for UnionBank U Visa Platinum

Withdrawal Limit
No
Min. Annual Income
180000
Anual fee
0

UnionBank U Visa Platinum Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

A copy of one valid government ID with photo and signature

Proof of Income

One of: Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp.

Additional Requirements
  • You have a postpaid line or postpaid mobile phone.
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number.

Fees

Annual Fee
0
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
-

Interest

Interest Rate
3%
Interest Free Period
50
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
No
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Google Pay
Apple Pay

Receiving Methods

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Why should i get the UnionBank U Visa Platinum?

UnionBank U Visa Platinum Alternatives

UnionBank U Visa Platinum

UnionBank U Visa Platinum

Visa
Withdrawal Limit
No
Min. Annual Income
180000
Anual fee
0
  • No annual fees for life!
  • Earn a 10% rebate on interest charge when you pay at least the minimum amount due on or before the due date
  • No overlimit and late fees
  • Ideal for: cardholders who prefer cards with less fees
Metrobank Cashback Card

Metrobank Cashback Card

Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Anual fee
3500
  • Earn 5% cash rebates on groceries, telecom, school, and bookstore spend
  • Receive 0.2% cash rebate on all other purchases
  • Save up to ₱12,000 annually with rebates
  • No annual fee for the first year
  • Ideal for shoppers maximizing savings on everyday essentials
RCBC Classic Mastercard

RCBC Classic Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
1500
  • Earn flexible non-expiring Rewards Points from all your purchases
  • Convert your points to air miles and other rewards
  • Free budget monitoring tools
  • Convert straight purchases made anywhere to installment
  • Free travel insurance and purchase protection
  • No Annual Fee For Life
  • Ideal for the young professionals enjoying financial independence

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Frequently asked questions

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