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The RCBC Classic Mastercard offers flexible, non-expiring rewards points and much more for the modern professional. Apply now to start enjoying financial freedom and valuable perks.
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Annual Fee
1500
Gifts and promo
Air miles
Cashback
Dining / restaurants
Loyalty points
- Earn flexible, non-expiring Rewards Points from all your purchases which you can exchange for AIRMILES, Cash Rebates, Shopping Vouchers, Cash Credit to your RCBC Credit Card, Deposit to your RCBC deposit account, or Donation
Traveling
- Free Travel Insurance (Travel Plus Lite) & Purchase Protection when you charge all your international travel-related needs to your card
- Access to PAGSS Lounge in Terminal 1&3
Shopping
Petrol
Bills/Payments
- Free budget monitoring tools that give you financial control and empowerment
- Convenient and rewarding bills payment
Other
- No Annual Fee For Life if you spend ₱20,000 within 60 days from receipt of card
Eligibility
Minimum Age
21
Maximum Age
65
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
- A copy of one valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
Proof of Income
- For Employed: Latest ITR and/or W2 with BIR/Bank Stamp, latest payslip with monthly salary, original CEO (<6 months) with annual income details signed by authorized HR Group signatory, latest bank statement showing salary credit
- For Self-Employed/ Proprietor/ Businessman: Latest AFS with BIR/Bank Stamp, latest ITR and/or W2 with BIR/Bank Stamp, latest bank statement showing cash credits/sales receipts
Additional Requirements
Fees
Annual Fee
1500
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
₱500 or 3% of adjusted total amount due
Interest
Interest Rate
3%
Interest Free Period
0
Days
Limits
Min Credit Limt
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Max Credit Limt
---
Withdrawal Limit
₱50,000 daily
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Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
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Receiving Methods
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Experience daily financial convenience with the RCBC Classic Mastercard, your go-to source for useful benefits and easy transactions. With your purchases, you can accrue non-expiring reward points that you can use whenever it's convenient for you. This card, which emphasizes adaptability, is ideal for the contemporary professional.
The RCBC Classic Mastercard, which is available to everyone with a minimum yearly income of ₱180,000, offers great value thanks to its reasonable ₱1,500 annual cost. A high withdrawal limit will also be advantageous to you, providing you with comfort anytime you require money.
This card is intended for anyone looking for a simple yet useful financial instrument. It guarantees cardholders simple access and seamless management because there is no issue cost and it is eligible for those between the ages of 21 and 65.
Discover the benefits and ease of use of the RCBC Classic Mastercard right now. To access a hassle-free financial solution that expands with you, apply right now.
Security Bank Platinum Mastercard
Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
780000
Annual Fee
4000
- Waived annual fee for the first year
- Earn 2 never-expiring point for every ₱20 spent
- Access over 1,300 lounges across 500+ airports worldwide
- Free travel insurance when booking airline tickets
- Discounts at favorite shops and restaurants
- Receive up to $200 coverage when you shop online
- Ideal for frequent travelers and international shoppers
UnionBank Rewards Visa Platinum
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
150000
Annual Fee
2500
- Earn 3x Non-Expiring Reward Points when you shop and dine, both here and abroad
- Earn 1 Non-Expiring Reward Point for every ₱30 spent
- Redeem for Cash Credits, Merchandise, Gadgets, Points Transfers and More
- Ideal for individuals who enjoy earning rewards effortlessly
UnionBank Cash Back Visa Platinum Credit Card
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
150000
Annual Fee
4500
- Earn up to 6% never-expiring cash back on groceries
- Earn up to 2% never-expiring cash back on Meralco bill payments
- Earn up to 0.20% never-expiring cash back on all other purchases
- Save us much as ₱15,000 per year
- Ideal for individuals looking to maximize savings on everyday essentials
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Frequently asked questions
What are the annual fees associated with the RCBC Classic Mastercard?
The annual fee for the RCBC Classic Mastercard is ₱1,500.
What are the income requirements to apply for the RCBC Classic Mastercard?
The minimum monthly income requirement for the RCBC Classic Mastercard is ₱180,000.
How can I earn rewards points with the RCBC Classic Mastercard?
Earn Rewards Points for every peso spent on eligible purchases. The exact points earning rate may vary depending on the type of purchase.
What are the benefits of using the RCBC Classic Mastercard for online transactions?
The RCBC Classic Mastercard offers enhanced security features for online transactions, such as 3D Secure, to protect you from fraud.
How can I apply for the RCBC Classic Mastercard?
You can apply for the RCBC Classic Mastercard through various channels.
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