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Experience smart spending with the Metrobank Cashback Card. Save up to ₱12,000 per year with exclusive cashback rewards. Apply now and start saving smart!
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Annual Fee
3500
Gifts and promo
- Exclusive welcome gift for New-to-Metrobank credit cardholders until January 31, 2024:
- Option 1: Rewards Points for a min. spend within 90 days from card approval - ₱6,000 cash rebates if you are carded with other banks - ₱3,000 cash rebates if you have no existing card from other banks
- Option 2: No annual fees with a min. annual spend of ₱200,000
Air miles
Cashback
- 5% Rebate on groceries, telecom, school and bookstore spend
- 0.2% rebate on all other purchases
- Save up to ₱12,000 per year
Dining / restaurants
Loyalty points
Traveling
Shopping
Petrol
Bills/Payments
Other
Eligibility
Minimum Age
18
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
PhilID or any valid photo-bearing government issued ID with date of birth and signature
Valid PhilID, TIN, SSS, GSIS, or UMID Number
Proof of Income
- Regular Employee: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip
- Existing Credit Cardholders with Other Bank: Latest Billing Statement with at least 9 months as a principal cardholder
Additional Requirements
- Active mobile number
- Must be a principal cardholder with another bank for at least 9 months with a credit limit of at least ₱25,000
- At least 6 months employed as a regular employee
Fees
Annual Fee
3500
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
₱850 or 3% of total amount due
Interest
Interest Rate
3%
Interest Free Period
0
Days
Limits
Min Credit Limt
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Max Credit Limt
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Withdrawal Limit
Refer to your MetroBank
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Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
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Receiving Methods
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Your best friend when it comes to frugal spending is the Metrobank Cashback Card. With special cashback incentives of up to ₱12,000 annually, it's made to help you save money because you spend it. This card enables you to earn while prudently managing your expenditures, whether it is for grocery, restaurants, or daily necessities.
This card, which has a reasonable annual charge of ₱3,500 and no issuance fee, is both accessible and reasonably priced. It is an excellent option for young professionals, new cardholders, or anyone wishing to stretch their money farther because it has a minimum annual income criterion of ₱180,000.
The Metrobank Cashback Card is special because it combines useful benefits with adaptable features. This card guarantees ease and flexibility for a diverse group of users with high withdrawal limits and eligibility beginning at age 18.
Why not start saving more wisely now? Get the Metrobank Cashback Card now to take advantage of outstanding benefits, savings, and lifestyle-appropriate financial freedom.
Metrobank Titanium Mastercard
Mastercard
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Annual Fee
2500
- No annual fees with a min. annual spend of ₱180K for new cardholders who apply until Aug 31, 2024
- Earn 2x points on online, department store and dining transactions
- Enjoy 1 never-expiring point for every ₱20 spent
- Experience exclusive benefits from Metrobank
- Ideal for shoppers focused on essential spending
HSBC Red Mastercard
Mastercard
Withdrawal Limit
-
Min. Annual Income
200000
Annual Fee
2500
- Access to over 27,000 travel privileges via HSBC’s home&Away program
- Autocharge facility for bills
- Cash advance capability
UnionBank Cash Back Visa Platinum Credit Card
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
150000
Annual Fee
4500
- Earn up to 6% never-expiring cash back on groceries
- Earn up to 2% never-expiring cash back on Meralco bill payments
- Earn up to 0.20% never-expiring cash back on all other purchases
- Save us much as ₱15,000 per year
- Ideal for individuals looking to maximize savings on everyday essentials
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Frequently asked questions
What are the key features of the Metrobank Cashback Card, and who is it ideal for?
The Metrobank Cashback Card is designed for individuals who want to earn cashback on everyday purchases while enjoying a straightforward and affordable rewards program.
Key Features:
Cashback Rewards: Earn 5% cashback on groceries, 2% cashback on dining, and 1% cashback on all other purchases.
Monthly Cashback Limit: You can earn up to ₱1,000 in cashback per month on eligible purchases.
Zero Annual Fee for the First Year: The first year’s annual fee is waived, making it an affordable option for new users.
Global Acceptance: Use the card worldwide wherever Mastercard is accepted, including millions of merchants and ATMs.
This card is ideal for individuals who want to maximize cashback rewards on everyday spending, especially for groceries and dining.
How do I earn and redeem cashback with the Metrobank Cashback Card?
Earning cashback with the Metrobank Cashback Card is easy and straightforward:
Cashback Earning Rate:
5% cashback on grocery purchases (up to ₱1,000/month).
2% cashback on dining (up to ₱1,000/month).
1% cashback on all other purchases.
Monthly Cashback Limit:
The maximum cashback you can earn is ₱1,000 per month for all purchases.
Cashback Redemption:
Cashback is credited to your account as statement credit, reducing your outstanding balance.
There is no need to accumulate points, making the redemption process automatic and hassle-free.
Note: Cashback is credited in the next billing cycle, making it easy to track your rewards.
What are the eligibility requirements for the Metrobank Cashback Card?
To apply for the Metrobank Cashback Card, applicants must meet the following criteria:
Age: At least 21 years old.
Income: A minimum annual income of ₱180,000.
Residency: Filipino citizen or resident foreigner with a valid Philippine address.
Documents Required:
Valid government-issued ID (e.g., passport, driver’s license).
Proof of income (e.g., payslips, ITR, Certificate of Employment).
Proof of address (e.g., utility bills, bank statements).
This card is ideal for individuals looking for an accessible cashback rewards program with a low minimum income requirement.
What are the fees associated with the Metrobank Cashback Card?
The Metrobank Cashback Card has the following fees:
Annual Fee: ₱2,000 (waived for the first year).
Supplementary Card Fee: ₱1,000 per card annually.
Late Payment Fee: ₱750 or the unpaid minimum amount due, whichever is lower.
Cash Advance Fee: ₱300 or 3% of the amount withdrawn, whichever is higher.
Foreign Transaction Fee: 2.5% of the converted transaction amount.
The card’s low annual fee and first-year waiver make it a cost-effective choice for those looking to enjoy cashback rewards.
What additional benefits come with the Metrobank Cashback Card?
In addition to cashback rewards, the Metrobank Cashback Card offers a range of benefits designed to improve your lifestyle:
Purchase Protection: Coverage for purchases made with the card, protecting against theft, damage, or loss.
Travel Insurance: Comprehensive travel accident insurance when you use the card to pay for travel-related expenses.
Exclusive Offers: Enjoy special discounts and promotions from Metrobank’s retail and dining partners.
Flexible Installment Plans: Convert large purchases into affordable monthly installments with low interest rates.
Global Emergency Assistance: 24/7 global assistance for lost cards, emergency cash, and more
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