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UnionBank / Visa

Apply for UnionBank U Visa Platinum

Withdrawal Limit
No
Min. Annual Income
180000
Annual Fee
0

UnionBank U Visa Platinum Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

A copy of one valid government ID with photo and signature

Proof of Income

One of: Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp.

Additional Requirements
  • You have a postpaid line or postpaid mobile phone.
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number.

Fees

Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
-

Interest

Interest Rate
3%
Interest Free Period
50
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
No
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Apple Pay
Google Pay

Receiving Methods

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Why should i get the UnionBank U Visa Platinum?

UnionBank U Visa Platinum Alternatives

Metrobank Rewards Plus Card

Metrobank Rewards Plus Card

Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Annual Fee
2500
  • Double rewards points on ALL online, gadget, and telco spend
  • Earn 1 never-expiring point for every ₱20 spend
  • Ideal for online shoppers and tech enthusiasts
Security Bank Gold Mastercard

Security Bank Gold Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Annual Fee
2500
  • Earn 1 never-expiring point for every ₱20 spent
  • Exclusive discounts at your favorite shops and restaurants
  • Waived annual fee for the first year
  • Access to local airport lounges at preferential rates
  • Ideal for frequent shoppers and reward seekers
BPI Signature Card

BPI Signature Card

Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1200000
Annual Fee
5500
  • Earn 2 BPI points for every ₱20 spend
  • Get up to ₱20 million free travel accident and inconvenience benefit
  • Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3
  • Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round
  • Ideal for frequent travelers

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