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Experience premium shopping benefits with the Gold Mastercard, featuring non-expiring rewards points and exclusive discounts. Apply now to elevate your spending experience!
Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Annual Fee
2500
Gifts and promo
Air miles
Cashback
Dining / restaurants
Loyalty points
- Earn 1 never-expiring point for every ₱20 spent
- Redeem a reward from Security Bank catalogue of your choice
Traveling
- Local lounge access at preferential rates (A Lounge, Marhaba Lounge, and PAGSS Lounge)
Shopping
Petrol
Bills/Payments
Other
- Give it a try and enjoy a waived annual fee for the first year
- Exclusive Mastercard promos and discounts at your favorite shops and restaurants
Eligibility
Minimum Age
21
Maximum Age
65
Min. Annual Income
480000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
Government-issued Photo-bearing ID
Proof of Income
Employed applicants:
- 1 month Payslip or Signed COE or ITRSelf-employed applicants:
- ITR and 2 years AFS Business Permit and DTI/SEC Registration
Additional Requirements
- Employed as a Regular Employee for at least 1 year or Self-Employed Profitably for at least 3 years
- For Self-Employed: must be a Security Bank depositor for at least 12 months
Fees
Annual Fee
2500
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
₱500 or 3% of total amount due
Interest
Interest Rate
3%
Interest Free Period
0
Days
Limits
Min Credit Limt
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Max Credit Limt
---
Withdrawal Limit
₱50,000 daily
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Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
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Receiving Methods
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The Security Bank Gold Mastercard allows you to enjoy more, so why settle for less? This card is your partner in improving daily spending with features like shopping bonuses and everlasting rewards points.
Ideal for people making ₱480,000 or more a year, this card offers outstanding perks along with ease of use. With no issuance fees and a small annual charge of ₱2,500, you can take advantage of premium benefits without going over budget.
This card's emphasis on incentives is what really sets it apart. Exclusive discounts and cashback incentives improve your shopping experience, while non-expiring points make sure your money goes farther. Every transaction, whether it be in-person or online, generates value.
Take charge of your money with a card that transforms regular costs into noteworthy advantages. Apply for the Security Bank Gold Mastercard right now; it's a fantastic opportunity rather than just a card.
HSBC Red Mastercard
Mastercard
Withdrawal Limit
-
Min. Annual Income
200000
Annual Fee
2500
- Access to over 27,000 travel privileges via HSBC’s home&Away program
- Autocharge facility for bills
- Cash advance capability
PNB Essentials Mastercard
Mastercard
Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
1200
Contactless payment; global acceptance
RCBC Flex Gold Visa
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Annual Fee
3000
- 2X Rewards points on three preferred categories
- Change your preferred categories once every billing cycle
- Flexible Rewards redemption options (shopping vouchers, cash rebates and more)
- Free Travel Insurance & Purchase Protection
- Get access to the Marhaba/Skyview Airport Lounge
- Free budget monitoring tools
- Ideal for young professionals
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Frequently asked questions
What are the key benefits of the Security Bank Gold Mastercard for frequent shoppers?
The Gold Mastercard offers cashback and exclusive discounts on popular retail brands, making it ideal for frequent shoppers.
Does the Gold Mastercard have a rewards program for dining and lifestyle expenses?
Yes, it offers points for every peso spent, which can be redeemed for dining, travel, or shopping perks.
Are there installment plans available for large purchases with the Gold Mastercard?
The Gold Mastercard includes flexible installment options with low interest rates, allowing you to manage big expenses conveniently.
What are the travel-related perks of the Security Bank Gold Mastercard?
Cardholders can enjoy travel insurance, airport lounge access, and exclusive offers on international hotel bookings.
Is the annual fee waived for the Gold Mastercard, and under what conditions?
The annual fee is waived for the first year, and subsequent waivers are possible by meeting a specified spending threshold.
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