UnionBank / Visa

Apply for UnionBank Cash Back Visa Platinum Credit Card

Effortlessly save on everyday essentials with the UnionBank Cash Back Visa Platinum. Apply now and earn cash back on groceries and more while enjoying the convenience of easy redemption.
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
4500

UnionBank Cash Back Visa Platinum Credit Card Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
  • Up to 6% rebates on supermarket purchases
  • Up to 2% rebates on Meralco bill payments through UnionBank Online
  • Spend at least ₱10,000 per month on non-Meralco and non-supermarket purchases to maximize your rebates
  • Earn 0.20% cash back on all other purchases
  • Never-expiring cash back: use anytime you want
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
Traveling
Traveling
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Convert transactions to fixed monthly installments
  • PayBill: auto-charge feature for utility bills
  • Up to 53 days of 0% interest credit
Other
Other
  • Enjoy discounts, perks and freebies nationwide
  • Advanced features to safeguard your transactions

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents

One photo-bearing, government-issued ID with identification number or date of birth

Proof of Income

Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp

Additional Requirements
  • You have a postpaid line or postpaid mobile phone
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
  • Your credit card account with other banks (if any) is current and in good credit standing

Fees

Annual Fee
4500
Issuance Fee
0
Annual Fee Waiver?
Yes
No
Min Monthly Repayment
₱400 or 4% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
53
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
₱50,000 daily
---

Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

---

Receiving Methods

---
This company/product has no reviews yet.
Want to add your review?
Click the "Share your feedback" button below.
Art of Girl holding Finmart logo with various emojis in background

Tell us what you really think about UnionBank Cash Back Visa Platinum Credit Card

Your feedback is valuable! By sharing your thoughts, you'll not only help us improve but also assist others in making informed decisions.
It will take just a few minutes of your time.

Why should i get the UnionBank Cash Back Visa Platinum Credit Card?

UnionBank Cash Back Visa Platinum Credit Card

What benefits does this cost-effective credit card offer? In two words: Effortlessly save on everyday essentials with the UnionBank Cash Back Visa Platinum. Apply now and earn cash back on groceries and more while enjoying the convenience of easy redemption..

If you're considering getting a new credit card in the Philippines, the UnionBank Cash Back Visa Platinum Credit Card is an excellent choice. This card offers a high withdrawal limit, ensuring you have access to your funds whenever you need them. It is designed to be accessible with a minimum annual income requirement of just 180000, making it an ideal option for a wide range of Filipinos. The UnionBank Cash Back Visa Platinum Credit Card comes with a competitive annual fee of 4500, providing great value for the benefits it offers.

Additionally, the card features a low issuance fee of only 0, making it hassle-free and cost-effective to obtain. The UnionBank Cash Back Visa Platinum Credit Card also caters to a wide age range, with a minimum age requirement of 21 and a maximum age limit of 70.

In summary, the UnionBank Cash Back Visa Platinum Credit Card offers a host of benefits tailored to meet the needs of cardholders in the Philippines, including high withdrawal limits, affordable fees, and flexible age requirements. Enhance your financial flexibility and convenience with the UnionBank Cash Back Visa Platinum Credit Card.

UnionBank Cash Back Visa Platinum Credit Card Alternatives

RCBC Flex Gold Visa

RCBC Flex Gold Visa

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000
Metrobank Travel Platinum Card

Metrobank Travel Platinum Card

Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
700000
Anual fee
5000
Metrobank Platinum Mastercard

Metrobank Platinum Mastercard

Mastercard
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
700000
Anual fee
5000
Our Facebook Page