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Apply for Maya Black Credit Card

Withdrawal Limit
-
Min. Annual Income
0
Annual Fee
0

Maya Black Credit Card Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
0
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

One valid government-issued ID with photo and signature

Proof of Income

May not be required for unsecured card; AI-driven scoring uses transaction history

Additional Requirements

Active Maya account

Valid TIN and SSS/GSIS/UMID number (for certain applicants)

Fees

Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
-

Interest

Interest Rate
3%
Interest Free Period
50
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
-
---

Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Apple Pay
Google Pay

Receiving Methods

---

Why should i get the Maya Black Credit Card?

Maya Black Credit Card Alternatives

BPI Edge Card

BPI Edge Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Annual Fee
1320
  • Earn one 1 rewards point for every ₱50 spend
  • Enjoy flexible installment plans and payment options
  • One of the lowest forex conversion rates at 1.85%
  • Enjoy deals and discounts all year round from BPI
  • Ideal for young professionals who want to experience more out of life
Metrobank Cashback Card

Metrobank Cashback Card

Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Annual Fee
3500
  • Earn 5% cash rebates on groceries, telecom, school, and bookstore spend
  • Receive 0.2% cash rebate on all other purchases
  • Save up to ₱12,000 annually with rebates
  • No annual fee for the first year
  • Ideal for shoppers maximizing savings on everyday essentials
HSBC Gold Visa Cashback

HSBC Gold Visa Cashback

Visa
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500
  • 5% cashback on all dining transactions—perfect for foodies and frequent diners.
  • 3% rebate on your first Caltex fuel purchase, then 3% thereafter—consistent savings at the pump. (Moneymax lists 3%, while some sources mention 6% first then 3% afterwards.)
  • 0.5% cashback on all other purchases, with some sources stating a lower rate of 0.2% for non-dining transactions
  • 0% installment plans available for 3–36 months on selected purchases.
  • Maya Black Credit Card user reviews

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