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Withdrawal Limit
-
Min. Annual Income
0
Annual Fee
0
Gifts and promo
Air miles
Cashback
Dining / restaurants
Loyalty points
Traveling
Shopping
Petrol
Bills/Payments
Other
Eligibility
Minimum Age
21
Maximum Age
70
Min. Annual Income
0
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
One valid government-issued ID with photo and signature
Proof of Income
May not be required for unsecured card; AI-driven scoring uses transaction history
Additional Requirements
Active Maya account
Valid TIN and SSS/GSIS/UMID number (for certain applicants)
Fees
Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
-
Interest
Interest Rate
3%
Interest Free Period
50
Days
Limits
Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
-
---
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Apple Pay
Google Pay
Receiving Methods
---
Maya Black Credit Card
Visa
Withdrawal Limit
-
Min. Annual Income
0
Annual Fee
0
- No annual fee with just one monthly transaction
- Earn Maya Miles on every purchase—redeem for flights, travel perks, or partner rewards.
- Numberless card with dynamic CVV for enhanced security.
- Complete in-app control—freeze/unfreeze, view transactions, and manage limits instantly.
Maya Landers Cashback Credit Card
Visa
Withdrawal Limit
0
Min. Annual Income
0
Annual Fee
0
- No annual fee with just one monthly transaction
- Earn up to 5% cashback at Landers on in-store and online purchases
- Get 2% cashback on dining and 1% cashback on other local or international spends.
- Exclusive Landers perks—enjoy discounts, promos, and store access with your membership.
- Complete in-app control—freeze/unfreeze, view transactions, manage limits, and redeem cashback instantly.
RCBC Gold Mastercard
Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Annual Fee
3000
- Earn flexible non-expiring Rewards Points from all your purchases
- Enjoy complimentary travel insurance and purchase protection on all your trips
- Free budget monitoring tools to help organize your finances
- Convenient and rewarding bills payment
- Ideal for savvy spenders and travelers
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Frequently asked questions
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Finmerkado.ph is a financial product comparison platform and does not act as a lender or credit card issuer. We do not directly provide loans or credit cards. Rather, Finmerkado.ph enables users to assess and compare offers from trusted, verified financial institutions offering a variety of products, including personal loans and credit cards.
Finmerkado.ph does not charge users any fees for accessing or using our services. All product terms, including fees, interest rates, and Annual Percentage Rates (APRs), are set by our partners and will be fully disclosed by the provider before you sign any agreement.
© FinMerkado Inc. SEC Registration No. 2024120180322-17