Home
/
Credit Cards
/

PNB / Mastercard

Apply for PNB Essentials Mastercard

-

Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
1200

PNB Essentials Mastercard Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
120000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

Valid government-issued ID

Proof of Income

Yes

Additional Requirements

None

Fees

Annual Fee
1200
Issuance Fee
1200
Free Annually?
Yes
No
Min Monthly Repayment
₱500

Interest

Interest Rate
3.25% per month
Interest Free Period
20
Days

Limits

Min Credit Limt
10000
---
Max Credit Limt
10000
---
Withdrawal Limit
-
---

Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

---

Receiving Methods

---

Why should i get the PNB Essentials Mastercard?

Suitable for those desiring flexible rewards and comprehensive travel insurance

PNB Essentials Mastercard Alternatives

BDO ShopMore Mastercard

BDO ShopMore Mastercard

-
Withdrawal Limit
Up to 30% of credit limit
Min. Annual Income
180000
Annual Fee
2050

The BDO ShopMore Mastercard offers enhanced rewards and shopping benefits, making it ideal for frequent shoppers and those who prefer flexible payment options.

Security Bank World Mastercard

Security Bank World Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
3000000
Annual Fee
5000
  • Earn 3x points for every ₱20 spent
  • Access over 1,300 lounges across 500+ airports worldwide
  • Receive free travel insurance coverage up to ₱10 million
  • Receive up to $200 coverage when you shop online
  • Discover exclusive dining, spa and retail offers from select airport merchants
  • Ideal for travelers seeking extensive travel perks
RCBC Flex Gold Visa

RCBC Flex Gold Visa

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Annual Fee
3000
  • 2X Rewards points on three preferred categories
  • Change your preferred categories once every billing cycle
  • Flexible Rewards redemption options (shopping vouchers, cash rebates and more)
  • Free Travel Insurance & Purchase Protection
  • Get access to the Marhaba/Skyview Airport Lounge
  • Free budget monitoring tools
  • Ideal for young professionals

PNB Essentials Mastercard user reviews

Question mark
Review
This company/product has no reviews yet.
Want to add your review?
Click the "Share your feedback" button below.
Tell us what you think

Tell us what you really think about PNB Essentials Mastercard

Your feedback is valuable! By sharing your thoughts, you'll not only help us improve but also assist others in making informed decisions.
It will take just a few minutes of your time.

Share your feedback

Frequently asked questions

No items found.