What are you looking for today?
Get exclusive offers at your favorite stores, hotels and restaurants
Automatic cashback offers from participating overseas merchants when you travel and shop
Earn never-expiring 3 points for every ₱20 spent
- Enjoy access to more than 1,300 lounges in over 500 airports worldwide (6 complimentary visits annually)
- Free travel insurance up to ₱10 million with with COVID-19 coverage
Get up to $200 E-Commerce Purchase Protection Insurance when you shop online
Skip the hassle of exchanging foreign currencies - pay international transactions in US Dollars
Eligibility
Required Documents
- Government-issued Photo-bearing ID
Employed applicants:
- SOA from other bank’s Credit Card andany of the following documents: 1 month Payslip or Signed COE or ITR
Self-employed applicants:
- SOA from other bank’s Credit Card and ITR and 2 years AFS Business Permit and DTI/SEC Registration
- Employed as a Regular Employee for at least 1 year or Self-Employed Profitably for at least 3 years
Fees
Interest
Limits
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finmerkado.ph is not a loan provider and does not issue loans from its own account. finmerkado..ph 's service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 91 to 180 days with minimum APR interest rate of 0% and up to 427%. For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%). finmerkado will not charge for using our service. The exact cost of each loan depends on the individual application. You will always receive complete accurate information about the APR and all fees before signing a loan agreement.
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