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The BDO ShopMore Mastercard offers enhanced rewards and shopping benefits, making it ideal for frequent shoppers and those who prefer flexible payment options.
Withdrawal Limit
Up to 30% of credit limit
Min. Annual Income
180000
Annual Fee
2050
Gifts and promo
Air miles
Cashback
Dining / restaurants
Discounts at partner restaurants
Loyalty points
SM Advantage points
Traveling
Shopping
5% rebate during SM's 3-day sale (minimum ₱5,000 spend)
Petrol
1 point per ₱20,000 spend at Petron
Bills/Payments
1 point per ₱200 spend on bills
Other
Eco-friendly card made from recycled plastic; exclusive online deals
Eligibility
Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
Government-issued ID; proof of income; proof of billing; SM Advantage card application form
Proof of Income
Yes
Additional Requirements
Fees
Annual Fee
2050
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
-
Interest
Interest Rate
3.5% per month
Interest Free Period
20
Days
Limits
Min Credit Limt
10000
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Max Credit Limt
10000
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Withdrawal Limit
Up to 30% of credit limit
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Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Apple Pay
Google Pay
Receiving Methods
---
Atome Card
Mastercard
Withdrawal Limit
0
Min. Annual Income
0
Annual Fee
0
- Buy Now, Pay Later (BNPL) Card
- Up to ₱200,000 spending limit
- Pay later at 0% interest for up to 40 days
- Flexible installment plans up to 6 months
- No annual fees, hidden charges and tedious paperwork
- Fast online application in under 90 seconds
AUB Classic Mastercard
Mastercard
Withdrawal Limit
Cash advance allowed but interest applies
Min. Annual Income
50000
Annual Fee
0
Classic features with flexible payments and rewards
AUB Gold Mastercard
Mastercard
Withdrawal Limit
Cash advance allowed but interest applies
Min. Annual Income
100000
Annual Fee
0
Gold benefits, reward points, flexible payments
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Frequently asked questions
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