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Apply for Maya Black Credit Card

Withdrawal Limit
-
Min. Annual Income
0
Annual Fee
0

Maya Black Credit Card Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
0
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

One valid government-issued ID with photo and signature

Proof of Income

May not be required for unsecured card; AI-driven scoring uses transaction history

Additional Requirements

Active Maya account

Valid TIN and SSS/GSIS/UMID number (for certain applicants)

Fees

Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
-

Interest

Interest Rate
3%
Interest Free Period
50
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
-
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Apple Pay
Google Pay

Receiving Methods

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Why should i get the Maya Black Credit Card?

Maya Black Credit Card Alternatives

Maya Black Credit Card

Maya Black Credit Card

Visa
Withdrawal Limit
-
Min. Annual Income
0
Annual Fee
0
  • No annual fee with just one monthly transaction
  • Earn Maya Miles on every purchase—redeem for flights, travel perks, or partner rewards.
  • Numberless card with dynamic CVV for enhanced security.
  • Complete in-app control—freeze/unfreeze, view transactions, and manage limits instantly.
Metrobank Cashback Card

Metrobank Cashback Card

Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Annual Fee
3500
  • Earn 5% cash rebates on groceries, telecom, school, and bookstore spend
  • Receive 0.2% cash rebate on all other purchases
  • Save up to ₱12,000 annually with rebates
  • No annual fee for the first year
  • Ideal for shoppers maximizing savings on everyday essentials
HSBC Gold Visa Cashback

HSBC Gold Visa Cashback

Visa
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500
  • 5% cashback on all dining transactions—perfect for foodies and frequent diners.
  • 3% rebate on your first Caltex fuel purchase, then 3% thereafter—consistent savings at the pump. (Moneymax lists 3%, while some sources mention 6% first then 3% afterwards.)
  • 0.5% cashback on all other purchases, with some sources stating a lower rate of 0.2% for non-dining transactions
  • 0% installment plans available for 3–36 months on selected purchases.
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