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Apply for PNB-PAL Mabuhay Miles NOW Mastercard

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Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
1000

PNB-PAL Mabuhay Miles NOW Mastercard Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
120000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

Valid government-issued ID

Proof of Income

Yes

Additional Requirements

-

Fees

Annual Fee
1000
Issuance Fee
1000
Free Annually?
Yes
No
Min Monthly Repayment
₱500

Interest

Interest Rate
3.25% per month
Interest Free Period
20
Days

Limits

Min Credit Limt
10000
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Max Credit Limt
10000
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Withdrawal Limit
-
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the PNB-PAL Mabuhay Miles NOW Mastercard?

Best for young professionals who travel occasionally and wish to earn Mabuhay Miles with added PAL benefits

PNB-PAL Mabuhay Miles NOW Mastercard Alternatives

HSBC Premier Mastercard

HSBC Premier Mastercard

Mastercard
Withdrawal Limit
-
Min. Annual Income
300000
Annual Fee
0
  • Earn 1 air mile for as low as ₱25 spend
  • 3× bonus points on local shopping or dining; 4× bonus points for every ₱20 spent overseas
  • Fuel rebate: 6% on first Caltex fill, 3% thereafter, year-round
  • Free travel insurance included
  • Access to 1,300+ airport lounges worldwide via Mastercard Travel Pass app (lounge fee: USD 32 per person/visit)
  • HSBC home&Away privileges globally (dining, shopping, leisure offers)
  • Convenience features: contactless payments, AutoCharge bill payments, 0% installment plans, cash instalment conversion, balance transfers
  • RCBC Classic Mastercard

    RCBC Classic Mastercard

    Mastercard
    Withdrawal Limit
    ₱50,000 daily
    Min. Annual Income
    180000
    Annual Fee
    1500
    • Earn flexible non-expiring Rewards Points from all your purchases
    • Convert your points to air miles and other rewards
    • Free budget monitoring tools
    • Convert straight purchases made anywhere to installment
    • Free travel insurance and purchase protection
    • No Annual Fee For Life
    • Ideal for the young professionals enjoying financial independence
    HSBC Red Mastercard

    HSBC Red Mastercard

    Mastercard
    Withdrawal Limit
    -
    Min. Annual Income
    200000
    Annual Fee
    2500
  • Accelerated Rewards: 4× points on dining, online, shopping, and overseas spend; 1 point per ₱20 on other purchases
  • Fuel Rebate: 6% on first Caltex fuel purchase; 3% thereafter at Caltex stations
  • Welcome Offers: For instance, 3,000 PHP GCash eGCs when you spend ₱10,000 within 60 days (promo details vary)
  • Additional Features:
    • Access to over 27,000 travel privileges via HSBC’s home&Away program
    • Autocharge facility for bills
    • Cash advance capability
  • PNB-PAL Mabuhay Miles NOW Mastercard user reviews

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