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Withdrawal Limit
-
Min. Annual Income
300000
Annual Fee
0
Gifts and promo
Air miles
Earn 1 air mile for as low as ₱25 spend
Cashback
Dining / restaurants
3× bonus points on local shopping or dining; 4× bonus points for every ₱20 spent overseas
Loyalty points
Traveling
Free travel insurance included, Access to 1,300+ airport lounges worldwide via Mastercard Travel Pass app (lounge fee: USD 32 per person/visit), HSBC home&Away privileges globally (dining, shopping, leisure offers)
Shopping
Petrol
6% on first Caltex fill, 3% thereafter, year-round
Bills/Payments
Other
Eligibility
Minimum Age
18
Maximum Age
65
Min. Annual Income
300000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
-
Proof of Income
-
Additional Requirements
HSBC Premier Account required, which you can unlock by:
- Maintaining a Total Relationship Balance (TRB) of ≥ ₱3,000,000 (deposits, investments, insurance)
- Crediting a monthly salary of ≥₱300,000 gross
- Or securing a home loan of ≥₱6,000,000 with HSBC
Fees
Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
0
Interest
Interest Rate
3% per month
Interest Free Period
Days
Limits
Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
-
---
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Apple Pay
Google Pay
Receiving Methods
---
HSBC Red Mastercard
Mastercard
Withdrawal Limit
-
Min. Annual Income
200000
Annual Fee
2500
- Access to over 27,000 travel privileges via HSBC’s home&Away program
- Autocharge facility for bills
- Cash advance capability
Security Bank Gold Mastercard
Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Annual Fee
2500
- Earn 1 never-expiring point for every ₱20 spent
- Exclusive discounts at your favorite shops and restaurants
- Waived annual fee for the first year
- Access to local airport lounges at preferential rates
- Ideal for frequent shoppers and reward seekers
Metrobank Cashback Card
Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Annual Fee
3500
- Earn 5% cash rebates on groceries, telecom, school, and bookstore spend
- Receive 0.2% cash rebate on all other purchases
- Save up to ₱12,000 annually with rebates
- No annual fee for the first year
- Ideal for shoppers maximizing savings on everyday essentials
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Frequently asked questions
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Finmerkado.ph is a financial product comparison platform and does not act as a lender or credit card issuer. We do not directly provide loans or credit cards. Rather, Finmerkado.ph enables users to assess and compare offers from trusted, verified financial institutions offering a variety of products, including personal loans and credit cards.
Finmerkado.ph does not charge users any fees for accessing or using our services. All product terms, including fees, interest rates, and Annual Percentage Rates (APRs), are set by our partners and will be fully disclosed by the provider before you sign any agreement.
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