EastWest Bank / Visa

Apply for EastWest Visa Gold

Enjoy limitless rewards with the EastWest Visa Gold! Apply now and earn points that you can use to redeem exciting gifts and exclusive perks with every ₱100 purchase made with your card.

Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Anual fee
2500

EastWest Visa Gold Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Every ₱100 charged to your EastWest credit card will earn you 1 Rewards Point
  • Convert your Rewards Points into eGift Rewards and Limitless Rewards Vouchers which you may use to purchase merchandise or exchange for gift certificates at partner merchants or redeem Miles or Cash Rebates
Traveling
Traveling
  • You and your family are covered for up to ₱20 Million with comprehensive travel accident and inconvenience insurance when international/domestic air, land, and sea travel fares are purchased using your EastWest Visa Gold
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Get cash whenever you need it - simply withdraw from an EastWest ATM, or from any ATM bearing the BancNet, Mastercard, Cirrus, Visa or Visa Plus logo using your Cash Advance Personal Identification Number (CA-PIN)
  • Experience peace of mind with technology-enabled features that ensure your payments are secure every time you use your EastWest Gold Mastercard
Other
Other
  • Enjoy year-round special discounts and privileges from partner merchants - from shopping, dining, health and wellness, to travel and leisure when you use your EastWest Visa Gold

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
480000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • Photocopy of one valid ID with picture and signature (e.g. Company ID, Driver's License, Passport, Professional Regulation Commission (PRC) ID, SSS ID, BIR ID, Postal ID, etc.)
Proof of Income
  • Regular Employee: Latest BIR Form 2316/ITR, Certificate of Employment with compensation breakdown, Appointment/Personnel Action Memo, Salary Adjustment Memo (latest month), Latest 3 months Payslips, Latest Service Record (gov employees), Valid Credit Card Reference, and Latest Month SoA
  • Self-Employed: Latest BIR Form 1701/ITR, Latest Audited Financial Statements, Valid Credit Card Reference, and Latest Month SoA
Additional Requirements

Fees

Annual Fee
2500
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
Refer to your EastWest Bank

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the EastWest Visa Gold?

Your key to endless benefits and daily ease is the EastWest Visa Gold. Gain points for each ₱100 you spend, and take advantage of thrilling rewards and exclusive benefits that increase the value of each swipe. This card is designed for people who appreciate a smooth fusion of rewards and usefulness.

What is the EastWest Gold credit card annual fee? The EastWest Gold credit card is accessible and reasonably priced, with no issuance charge and a competitive yearly fee of ₱2,500. It's a great option for people looking for flexibility and value in their financial tools, with a minimum annual income requirement of ₱480,000.

The EastWest Visa Gold stands out for its ability to blend high-end functionality with cost. This card guarantees you convenience, incentives, and financial ease at every stage, whether you're making regular purchases or budgeting for special occasions.

Here is a detailed instructions on how to get EastWest Visa Gold Card:

1. Verify Qualification

Make sure you fit the EastWest Visa Gold Card requirements. You have to be at least 21 years old and earn at least ₱480,000 annually. Candidates must be Filipino residents or foreigners with a current work visa from the Philippines.

2. Get Ready with Necessary Documents

compile the required application materials. For those who work, this covers a government-issued ID, your most recent Income Tax Return (ITR), and your most current payslips or Certificate of Employment with Income (COEI). Applications for self-employment should include audited financial accounts, most recent ITR, and business registration paperwork. Work permits or an Alien Certificate of Registration (ACR) are required of foreign candidates.

3. Turn in Your Application.

Apply for the card either by visiting an EastWest branch or by finishing the application form on their website. Attaching all necessary documentation will help to prevent processing of your application being delayed.

4. Await the Application Review.

EastWest Bank will evaluate your application after it is turned in, weighing your income, credit record, and financial stability. They can get in touch to ask for more paperwork or verification. Usually, the approval procedure runs several business days.

5. Get and activate your card.

Your EastWest Visa Gold Card will be delivered to your address seven to fourteen business days following clearance. Once received, call EastWest's hotline or use their online services to activate the card and begin to reap rewards.

Why wait to reap the benefits of your expenditures? Get the EastWest Visa Gold now to begin accruing points and benefiting from a card that improves your quality of life.

EastWest Visa Gold Alternatives

BPI Gold Rewards Card

BPI Gold Rewards Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
480000
Anual fee
2250
  • Earn 1 reward point for every ₱35 spend
  • Avail flexible installment plans with terms up to 36 months
  • Free travel insurance up to ₱10 million
  • Enjoy endless rewards and perks all year round
  • Ideal for cardholders looking for premium benefits
UnionBank Rewards Platinum Mastercard

UnionBank Rewards Platinum Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
2500
  • Earn 3x Non-Expiring Reward Points when you shop and dine, both here and abroad
  • Earn 1 Non-Expiring Reward Point for every ₱30 spent
  • Redeem for Cash Credits, Merchandise, Gadgets, Points Transfers and More
  • Ideal for individuals who enjoy earning rewards effortlessly
UnionBank Miles+ World Mastercard

UnionBank Miles+ World Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Anual fee
5000
  • Earn 1 never-expiring mile for every ₱30 spend
  • Convert miles to airline miles or cash credits
  • Enjoy VIP lounge access with FREE DragonPass Membership
  • Up to ₱1 million travel insurance
  • Complimentary 30-Day Purchase Protection
  • Virtual Card for Virtual Shopping - Activate instantly upon approval
  • Ideal for frequent travelers

Frequently asked questions

What are the standout features of the EastWest Visa Gold Credit Card, and who should consider applying for it?
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The EastWest Visa Gold Credit Card offers a solid balance of rewards, convenience, and affordability, making it ideal for those looking for a reliable credit card with premium benefits.
Key Features:
Rewards Points: Earn 1 rewards point for every ₱30 spent on all purchases.
Exclusive Discounts: Enjoy special offers and discounts on dining, shopping, and travel with EastWest partners.
Global Accessibility: Accepted worldwide at millions of merchants and ATMs.
No Annual Fee for First Year: The annual fee is waived for the first year, making it an attractive option for new cardholders.
This card is perfect for individuals seeking a reliable credit card with rewards and exclusive deals, all at an affordable price.

How do I earn and redeem rewards with the EastWest Visa Gold Credit Card?
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The EastWest Visa Gold Credit Card rewards you for your everyday purchases:
Earning Rate: Earn 1 rewards point for every ₱30 spent on all eligible purchases.
Redemption Options:
Redeem points for shopping vouchers, airline miles, hotel stays, and other lifestyle rewards.
Convert points into statement credits to reduce your outstanding balance.
Access exclusive partner promotions to earn more rewards.
How to Redeem:
Points can be redeemed easily through EastWest Online Banking or the EastWest Mobile App.

What are the eligibility requirements for the EastWest Visa Gold Credit Card?
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To apply for the EastWest Visa Gold Credit Card, you must meet the following requirements:
Age: At least 21 years old.
Income: Minimum annual income of ₱180,000.
Residency: Filipino citizen or resident foreigner with a valid Philippine address.
Documents Required:
A valid government-issued ID (e.g., passport, driver’s license).
Proof of income (e.g., payslips, ITR, Certificate of Employment).
Proof of address (e.g., utility bills, bank statements).
This card is best suited for individuals looking for a well-rounded credit card with valuable rewards and benefits.

What fees and charges are associated with the EastWest Visa Gold Credit Card?
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The EastWest Visa Gold Credit Card has the following fees:
Annual Fee: ₱1,800 (waived for the first year).
Supplementary Card Annual Fee: ₱900 per card.
Late Payment Fee: ₱750 or the unpaid minimum amount due, whichever is lower.
Cash Advance Fee: ₱250 or 2% of the amount withdrawn, whichever is higher.
Foreign Transaction Fee: 2.5% of the converted transaction amount.
The first-year fee waiver helps make the EastWest Visa Gold Credit Card an affordable option for cardholders looking to enjoy rewards and benefits without the upfront cost.

What additional benefits does the EastWest Visa Gold Credit Card offer?
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The EastWest Visa Gold Credit Card offers several benefits to enhance your lifestyle:
Purchase Protection: Coverage for eligible purchases against accidental damage or theft.
EastWest Travel Insurance: Get travel accident insurance when you use the card to purchase travel tickets.
Exclusive Merchant Deals: Access to special discounts and offers with EastWest's partner merchants in travel, shopping, and dining.
Flexible Installments: Convert larger purchases into easy monthly installments with low interest rates.
Emergency Assistance Services: Global emergency assistance, including card replacement and travel support, available 24/7.