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BPI Amore Cashback Card

CompanyBPI
Annual fee₱ 2,050
Minimum income₱ 180,000
Age21-60 years
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Pros and cons
Pros

  • 4% cashback at supermarkets: Earns 4% back on groceries, plus 1% on drugstores and utilities, up to ₱15,000 a year.

  • Low ₱15,000 monthly income requirement: BPI's application form sets a minimum fixed monthly income of ₱15,000 for this card.

    • Contras

  • 0.3% on other spending: Purchases outside supermarkets, drugstores and utilities earn only 0.3% cashback.

  • ₱2,050 annual fee: BPI's rates table lists a ₱2,050 principal fee, and the product page states no first-year waiver for the principal card.

    • Everything you need to know

    Visa cashback card: 4% at supermarkets, 1% on drugstores and utilities, up to ₱15,000 a year; ₱2,050 annual fee.

    Annual fee:₱ 2,050
    Interest rate:3% per month (nominal) on purchases and cash advances
    Minimum monthly repayment:3.57% of (total outstanding balance less new transactions) or ₱850, whichever is higher, plus any past-due amount; full balance if ₱850 or less
    Withdrawal Limit:Refer to your BPI
    Annual Fee Waiver:First supplementary card free for life; 2nd-6th ₱1,025/yr each.

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    The BPI Amore Cashback Card is a cashback credit card in the Philippines issued by Bank of the Philippine Islands. It carries a ₱2,050 annual fee, subject to a fee waiver, and a 3% monthly interest rate. Applicants must be between 21 and 60 years old with a minimum annual income of ₱180,000. Terms, fees, and promotions are subject to change; please verify current details with BPI before applying.

    Frequently Asked Questions
    BPI Amore Cashback Card at a glanceNumber of answers: 1

    Accepted answer

    ₱2,050 annual fee (waivable); 3% monthly interest rate; eligibility 21-60 years old, min ₱180,000 annual income.

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