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Apply for UnionBank U Visa Platinum

Withdrawal Limit
No
Min. Annual Income
180000
Annual Fee
0

UnionBank U Visa Platinum Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

A copy of one valid government ID with photo and signature

Proof of Income

One of: Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp.

Additional Requirements
  • You have a postpaid line or postpaid mobile phone.
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number.

Fees

Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
-

Interest

Interest Rate
3%
Interest Free Period
50
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
No
---

Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Apple Pay
Google Pay

Receiving Methods

---

Why should i get the UnionBank U Visa Platinum?

UnionBank U Visa Platinum Alternatives

UnionBank U Visa Platinum

UnionBank U Visa Platinum

Visa
Withdrawal Limit
No
Min. Annual Income
180000
Annual Fee
0
  • No annual fees for life!
  • Earn a 10% rebate on interest charge when you pay at least the minimum amount due on or before the due date
  • No overlimit and late fees
  • Ideal for: cardholders who prefer cards with less fees
HSBC Gold Visa Cashback

HSBC Gold Visa Cashback

Visa
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500
  • 5% cashback on all dining transactions—perfect for foodies and frequent diners.
  • 3% rebate on your first Caltex fuel purchase, then 3% thereafter—consistent savings at the pump. (Moneymax lists 3%, while some sources mention 6% first then 3% afterwards.)
  • 0.5% cashback on all other purchases, with some sources stating a lower rate of 0.2% for non-dining transactions
  • 0% installment plans available for 3–36 months on selected purchases.
  • Security Bank World Mastercard

    Security Bank World Mastercard

    Mastercard
    Withdrawal Limit
    ₱50,000 daily
    Min. Annual Income
    3000000
    Annual Fee
    5000
    • Earn 3x points for every ₱20 spent
    • Access over 1,300 lounges across 500+ airports worldwide
    • Receive free travel insurance coverage up to ₱10 million
    • Receive up to $200 coverage when you shop online
    • Discover exclusive dining, spa and retail offers from select airport merchants
    • Ideal for travelers seeking extensive travel perks

    UnionBank U Visa Platinum user reviews

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