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Apply for UnionBank U Visa Platinum

Withdrawal Limit
No
Min. Annual Income
180000
Annual Fee
0

UnionBank U Visa Platinum Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

A copy of one valid government ID with photo and signature

Proof of Income

One of: Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp.

Additional Requirements
  • You have a postpaid line or postpaid mobile phone.
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number.

Fees

Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
-

Interest

Interest Rate
3%
Interest Free Period
50
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
No
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Apple Pay
Google Pay

Receiving Methods

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Why should i get the UnionBank U Visa Platinum?

UnionBank U Visa Platinum Alternatives

BPI Amore Platinum Cashback Card

BPI Amore Platinum Cashback Card

Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1000000
Annual Fee
5000
  • Get 4% cash back on dining and online delivery spend
  • Get 1% cash back on supermarkets and department store spend
  • Earn up to 0.3% cash back on other international and local retail spend
  • Enjoy exclusive perks and deals at any Ayala Malls nationwide
  • One of the lowest forex conversion rates at 1.85%
  • Ideal for people who enjoy shopping while saving
Metrobank Rewards Plus Card

Metrobank Rewards Plus Card

Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Annual Fee
2500
  • Double rewards points on ALL online, gadget, and telco spend
  • Earn 1 never-expiring point for every ₱20 spend
  • Ideal for online shoppers and tech enthusiasts
RCBC Gold Mastercard

RCBC Gold Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Annual Fee
3000
  • Earn flexible non-expiring Rewards Points from all your purchases
  • Enjoy complimentary travel insurance and purchase protection on all your trips
  • Free budget monitoring tools to help organize your finances
  • Convenient and rewarding bills payment
  • Ideal for savvy spenders and travelers

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