UnionBank / Mastercard

Apply for UnionBank Lazada Credit Card

Adding to cart and checking out have never been this rewarding. Apply now and elevate your online shopping experience and meet all your shopping needs from home with the UnionBank Lazada Credit Card.
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Anual fee
3000

UnionBank Lazada Credit Card Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
Traveling
Traveling
shopping cat
Shopping
  • Earn 6 Lazada Credits for every ₱200 spent on Lazada purchases
  • Earn 1 Lazada Credit for every ₱200 spent on all other transactions
  • Free ₱50 monthly shipping vouchers
  • Free ₱500 discount vouchers for five Lazada sales all year around
  • Free ₱5,000 Lazada Credits with newly approved credit card
  • Exclusive discounts on mega sales and monthly shipping vouchers from selected Lazada merchants
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Convert transactions to fixed monthly installments
  • Auto charge utility bills with PayBill
  • Up to 53 days of 0% interest credit
Other
Other
  • Waived First Year Annual Fee for new users
  • Advanced features to safeguard your transactions

Eligibility

Minimum Age
18
Maximum Age
70
Min. Annual Income
360000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
A copy of one valid government ID with photo and signature
Proof of Income

A copy of one of the following:

  • ITR Certificate of Compensation Payment and Tax Withheld or similar documents
  • Certificate of Employment or Employment Contract
  • Latest 3-months payslip
  • BIR Form 2316 or similar document
  • Proof of pension
  • Latest 3 months copy of Bank SOA from another bank
Additional Requirements
  • You have a postpaid line or postpaid mobile phone
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
  • Your credit card account with other banks (if any) is current and in good credit standing

Fees

Annual Fee
3000
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱400 or 4% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
53
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the UnionBank Lazada Credit Card?

UnionBank Lazada Credit Card

What benefits does this cost-effective credit card offer? In two words: Adding to cart and checking out have never been this rewarding. Apply now and elevate your online shopping experience and meet all your shopping needs from home with the UnionBank Lazada Credit Card..

If you're considering getting a new credit card in the Philippines, the UnionBank Lazada Credit Card is an excellent choice. This card offers a high withdrawal limit, ensuring you have access to your funds whenever you need them. It is designed to be accessible with a minimum annual income requirement of just 360000, making it an ideal option for a wide range of Filipinos. The UnionBank Lazada Credit Card comes with a competitive annual fee of 3000, providing great value for the benefits it offers.

Additionally, the card features a low issuance fee of only 0, making it hassle-free and cost-effective to obtain. The UnionBank Lazada Credit Card also caters to a wide age range, with a minimum age requirement of 18 and a maximum age limit of 70.

In summary, the UnionBank Lazada Credit Card offers a host of benefits tailored to meet the needs of cardholders in the Philippines, including high withdrawal limits, affordable fees, and flexible age requirements. Enhance your financial flexibility and convenience with the UnionBank Lazada Credit Card.

What makes the UnionBank Lazada Credit Card the best option? Simply put: Buy Wisely, Make More. Make the most of your online purchases with exclusive incentives and bonuses designed for Lazada fans. Take advantage of exclusive offers and discounts and receive rebates on all of your Lazada purchases.

With a minimum income criterion of ₱360,000, this card, which is intended for frequent consumers, is beyond the reach of many Filipinos. For people who frequently add items to their cart, the benefits outweigh the ₱3,000 annual cost.

This card is all about simplicity and inclusion, with no issuance costs and availability for anybody between the ages of 18 and 70. It's the ideal tool to improve your online buying experience while managing your money.

With each checkout, take home extra. Make every online shopping trip rewarded by applying for the UnionBank Lazada Credit Card right now.

UnionBank Lazada Credit Card Alternatives

Security Bank Gold Mastercard

Security Bank Gold Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Anual fee
2500
  • Earn 1 never-expiring point for every ₱20 spent
  • Exclusive discounts at your favorite shops and restaurants
  • Waived annual fee for the first year
  • Access to local airport lounges at preferential rates
  • Ideal for frequent shoppers and reward seekers
Metrobank Platinum Mastercard

Metrobank Platinum Mastercard

Mastercard
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
700000
Anual fee
5000
  • Exclusive welcome gift for New-to-Metrobank credit cardholders
  • Earn rewards points effortlessly: 1 point for every ₱20 spent
  • Enjoy exclusive discounts of up to 50% on premium dining
  • Get peace of mind with eCommerce purchase protection
  • No annual fee for your first supplementary card
  • Ideal for those seeking effortless rewards on their everyday purchases
Security Bank Platinum Mastercard

Security Bank Platinum Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
780000
Anual fee
4000
  • Waived annual fee for the first year
  • Earn 2 never-expiring point for every ₱20 spent
  • Access over 1,300 lounges across 500+ airports worldwide
  • Free travel insurance when booking airline tickets
  • Discounts at favorite shops and restaurants
  • Receive up to $200 coverage when you shop online
  • Ideal for frequent travelers and international shoppers
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