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Experience luxury and convenience with the RCBC JCB Platinum Card - enjoy exclusive travel perks, unlimited lounge access and unbeatable rewards points. Apply now to unlock Prestige & privileges in a single card!
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1200000
Annual Fee
3600
Gifts and promo
Air miles
- There are no limits on how many RCBC Credit Card AIRMILES you can earn and they never expire
- You can redeem your RCBC Credit Card AIRMILES at a conversion rate of 5:1 mileage point
Cashback
Dining / restaurants
Loyalty points
- Earn 1 Rewards Point for every ₱25 spend in Japan and as low as ₱36 local spend
- These points can be exchanged for AIRMILES, Cash Rebates, Shopping Vouchers, Cash Credit to your RCBC Credit Card, Deposit to your RCBC deposit account, or as Donation
Traveling
- It's the perfect companion for your Japan travels - earn higher Rewards Points, enjoy unique dining, shopping & travel deals and access to JCB Plaza Lounges in Japan
- Unlimited free access to PAGSS International Lounges in NAIA Terminals 1 & 3 for the Principal cardholder plus one travel companion
- Get complimentary access to over 60 airport lounges. Enjoy free & unlimited use of airport lounges in Japan, Hawaii and China and up to two times per card in one year in Hong Kong, Singapore, Korea and Thailand
- Free Travel Insurance up to ₱1,000,000 and Purchase Protection when you charge all your international travel-related needs to your card
- JCB makes available discounted car rental rates to cardholders who use Hertz Rent-a-Car in over 60 countries all over the world. Save 10% Off on affordable rates or up to 20% Off regular standard rates
Shopping
Petrol
Bills/Payments
Other
- No Annual Fee For Life if you spend ₱40,000 within 60 days from receipt of card
- Get access to a 24/7 Concierge Desk manned by multi-lingual operators who can provide you with assistance on your restaurant and golf course reservations, sightseeing, entertainment activities, and support for credit card-related emergencies
Eligibility
Minimum Age
21
Maximum Age
65
Min. Annual Income
1200000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
- A copy of one valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
Proof of Income
- For Employed: Latest ITR and/or W2 with BIR/Bank Stamp, latest payslip with monthly salary, original CEO (<6 months) with annual income details signed by authorized HR Group signatory, latest bank statement showing salary credit
- For Self-Employed/ Proprietor/ Businessman: Latest AFS with BIR/Bank Stamp, latest ITR and/or W2 with BIR/Bank Stamp, latest bank statement showing cash credits/sales receipts
Additional Requirements
Fees
Annual Fee
3600
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
₱500 or 3% of adjusted total amount due
Interest
Interest Rate
3%
Interest Free Period
0
Days
Limits
Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
₱50,000 daily
---
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
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Receiving Methods
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Upgrade your experience with RCBC JCB Platinum. This card is a gateway to special rights, not merely a tool. Every swipe will become an amazing experience thanks to its unrivaled rewards program and opulent travel benefits.
With no issuance costs and an annual fee of just ₱3,600, the card, which is intended for high-income individuals with an annual income of ₱1,200,000 or more, guarantees accessibility. Enjoy benefits like access to first-class lounges and special partner perks while dining or flying.
Convenience and luxury are key to a cardholder's existence. Access to upscale hotels, fine dining establishments, and individualized services is made possible by the RCBC JCB Platinum. When you combine these with improved fraud prevention, you get a card that is both clever and safe.
Treat yourself to a card made for the driven and successful. The RCBC JCB Platinum lifestyle is more than just a card; it's a statement. Apply now to get it.
Metrobank Platinum Mastercard
Mastercard
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
700000
Annual Fee
5000
- Exclusive welcome gift for New-to-Metrobank credit cardholders
- Earn rewards points effortlessly: 1 point for every ₱20 spent
- Enjoy exclusive discounts of up to 50% on premium dining
- Get peace of mind with eCommerce purchase protection
- No annual fee for your first supplementary card
- Ideal for those seeking effortless rewards on their everyday purchases
RCBC Classic Mastercard
Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Annual Fee
1500
- Earn flexible non-expiring Rewards Points from all your purchases
- Convert your points to air miles and other rewards
- Free budget monitoring tools
- Convert straight purchases made anywhere to installment
- Free travel insurance and purchase protection
- No Annual Fee For Life
- Ideal for the young professionals enjoying financial independence
BPI Signature Card
Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1200000
Annual Fee
5500
- Earn 2 BPI points for every ₱20 spend
- Get up to ₱20 million free travel accident and inconvenience benefit
- Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3
- Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round
- Ideal for frequent travelers
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Frequently asked questions
What are the key travel benefits of the RCBC JCB Platinum Card?
Enjoy exclusive travel perks such as airport lounge access, travel insurance, and potentially concierge services.
What are the rewards and how do I earn them?
Earn RCBC Rewards Points for every peso spent on eligible purchases. Expect bonus points on select categories like travel, dining, and shopping in Japan.
What are the annual fees for the RCBC JCB Platinum Card?
The annual fee for the RCBC JCB Platinum Card is ₱3,600.00, typically higher than the Classic and Gold variants, reflecting its premium status and exclusive benefits.
What are the income requirements for the RCBC JCB Platinum Card?
The minimum income requirements for the RCBC JCB Platinum Card is ₱1,200,000.00 which significantly higher than for other RCBC credit cards due to its premium nature.
What are the benefits of using the RCBC JCB Platinum Card in Japan?
Experience enhanced benefits and exclusive offers when using the card in Japan, such as special discounts at participating merchants and access to exclusive JCB promotions.
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