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Experience financial freedom with the PSBank Credit Mastercard. Enjoy zero annual fees for life, flexible payment options and exclusive perks designed to simplify your spending. Apply today and elevate your financial management effortlessly!
Withdrawal Limit
Refer to your PSBank
Min. Annual Income
350000
Annual Fee
0
Gifts and promo
Get discounts, free gifts, and exclusive deals at partner establishments
Air miles
Cashback
Dining / restaurants
Loyalty points
Traveling
Shopping
Petrol
Bills/Payments
Benefit from flexible installment plans at 0% interest for various purchases
Pay bills conveniently through PSBank and Metrobank branches, PSBank Online, PSBank Mobile, and other BancNet and MegaLink ATMs
Withdraw cash anytime, anywhere at ATMs with a monthly interest rate and a fixed fee
Other
Enjoy the convenience of using the card without any annual fees for life
Enhanced security with embedded chip technology to prevent fraud
Eligibility
Minimum Age
18
Maximum Age
70
Min. Annual Income
350000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
PhilID or any valid photo-bearing government issued ID with date of birth and signature
Valid PhilID, TIN, SSS, GSIS, or UMID Number
Proof of Income
Regular Employee:
copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip
Existing Credit Cardholders with Other Bank:
Latest Billing Statement with at least 9 months as principal cardholder
Additional Requirements
Active mobile number
Must be a principal cardholder with another bank for at least 9 months with a credit limit of at least ₱50,000
At least 6 months employed as a regular employee
Fees
Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
₱850 or 3% of total amount due
Interest
Interest Rate
3%
Interest Free Period
0
Days
Limits
Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
Refer to your PSBank
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Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
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Receiving Methods
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With the PSBank Credit Mastercard, you can streamline your finances by combining savings and ease. This card is an affordable option for people who wish to manage their spending wisely while taking advantage of special benefits because it has no annual fees for life.
With a low yearly income requirement of ₱350,000, this card is both accessible and useful. It is a dependable option for everyday needs because of its high withdrawal limit, which guarantees that money is constantly accessible.
The PSBank Credit Mastercard is designed for people on a tight budget and provides multiple payment alternatives free of hidden fees. Additionally, you can begin taking advantage of the benefits immediately because there is no issuance charge.
With the PSBank Credit Mastercard, you can simplify your financial management and take charge of your spending. Apply now to achieve financial freedom with ease.
RCBC Classic Mastercard
Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Annual Fee
1500
- Earn flexible non-expiring Rewards Points from all your purchases
- Convert your points to air miles and other rewards
- Free budget monitoring tools
- Convert straight purchases made anywhere to installment
- Free travel insurance and purchase protection
- No Annual Fee For Life
- Ideal for the young professionals enjoying financial independence
RCBC Flex Gold Visa
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Annual Fee
3000
- 2X Rewards points on three preferred categories
- Change your preferred categories once every billing cycle
- Flexible Rewards redemption options (shopping vouchers, cash rebates and more)
- Free Travel Insurance & Purchase Protection
- Get access to the Marhaba/Skyview Airport Lounge
- Free budget monitoring tools
- Ideal for young professionals
BPI Signature Card
Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1200000
Annual Fee
5500
- Earn 2 BPI points for every ₱20 spend
- Get up to ₱20 million free travel accident and inconvenience benefit
- Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3
- Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round
- Ideal for frequent travelers
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Frequently asked questions
What are the key features of the PSBank Credit Mastercard?
The PSBank Credit Mastercard offers several notable features:
No Annual Fee for Life: Enjoy the benefits of a credit card without the burden of annual fees.
Chip Card Technology: Equipped with an embedded chip, this card enhances security by protecting against fraud due to cloning.
Contactless Payments: Make secure and faster transactions by simply tapping your card on contactless-enabled terminals.
Flexible Payment Options: Choose from various installment programs, including 0% interest plans, to manage your purchases.
Supplementary Cards: Share your credit card benefits with loved ones while maintaining control over their spending.
How can I apply for the PSBank Credit Mastercard?
To apply for the PSBank Credit Mastercard, you can simply click here.
What are the benefits of using the PSBank Credit Mastercard?
Using the PSBank Credit Mastercard provides several advantages:
Global Acceptance: Use your card at over 23 million establishments worldwide.
Value-Added Services: Access services like Balance Transfer, Cash Rush, and Bills2Pay for added convenience.
Exclusive Discounts: Enjoy discounts, free gifts, and great deals at partner establishments through their program.
Are there any fees associated with the PSBank Credit Mastercard?
The PSBank Credit Mastercard offers:
No Annual Fee: Enjoy the benefits of a credit card without the burden of annual fees.
Competitive Interest Rates: Benefit from competitive interest rates on purchases and cash advances.
Flexible Payment Terms: Choose from various installment programs, including 0% interest plans, to manage your purchases.
How can I manage my PSBank Credit Mastercard account?
Manage your account through:
PSBank Online and Mobile Banking: Access your account, view statements, and make payments conveniently.
BancNet and MegaLink ATMs: Withdraw cash and perform other transactions at participating ATMs.
Customer Service Hotline: For assistance, contact the PSBank Customer Experience hotline.
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