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PNB / Mastercard

Apply for PNB Platinum Mastercard

-

Withdrawal Limit
-
Min. Annual Income
600000
Annual Fee
3000

PNB Platinum Mastercard Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
600000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

Valid government-issued ID

Proof of Income

Yes

Additional Requirements

-

Fees

Annual Fee
3000
Issuance Fee
3000
Free Annually?
Yes
No
Min Monthly Repayment
₱500

Interest

Interest Rate
3.25% per month
Interest Free Period
20
Days

Limits

Min Credit Limt
100000
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Max Credit Limt
100000
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Withdrawal Limit
-
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the PNB Platinum Mastercard?

Tailored for high-income individuals who value luxury perks, extensive travel insurance, and flexible payment options

PNB Platinum Mastercard Alternatives

Maya Black Credit Card

Maya Black Credit Card

Visa
Withdrawal Limit
-
Min. Annual Income
0
Annual Fee
0
  • No annual fee with just one monthly transaction
  • Earn Maya Miles on every purchase—redeem for flights, travel perks, or partner rewards.
  • Numberless card with dynamic CVV for enhanced security.
  • Complete in-app control—freeze/unfreeze, view transactions, and manage limits instantly.
HSBC Gold Visa Cashback

HSBC Gold Visa Cashback

Visa
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500
  • 5% cashback on all dining transactions—perfect for foodies and frequent diners.
  • 3% rebate on your first Caltex fuel purchase, then 3% thereafter—consistent savings at the pump. (Moneymax lists 3%, while some sources mention 6% first then 3% afterwards.)
  • 0.5% cashback on all other purchases, with some sources stating a lower rate of 0.2% for non-dining transactions
  • 0% installment plans available for 3–36 months on selected purchases.
  • Security Bank World Mastercard

    Security Bank World Mastercard

    Mastercard
    Withdrawal Limit
    ₱50,000 daily
    Min. Annual Income
    3000000
    Annual Fee
    5000
    • Earn 3x points for every ₱20 spent
    • Access over 1,300 lounges across 500+ airports worldwide
    • Receive free travel insurance coverage up to ₱10 million
    • Receive up to $200 coverage when you shop online
    • Discover exclusive dining, spa and retail offers from select airport merchants
    • Ideal for travelers seeking extensive travel perks

    PNB Platinum Mastercard user reviews

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