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Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
1000
Gifts and promo
Air miles
Cashback
Dining / restaurants
Loyalty points
Traveling
Shopping
Petrol
Bills/Payments
Other
Eligibility
Minimum Age
21
Maximum Age
65
Min. Annual Income
120000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
Valid government-issued ID
Proof of Income
Yes
Additional Requirements
-
Fees
Annual Fee
1000
Issuance Fee
1000
Free Annually?
Yes
No
Min Monthly Repayment
₱500
Interest
Interest Rate
3.25% per month
Interest Free Period
20
Days
Limits
Min Credit Limt
10000
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Max Credit Limt
10000
---
Withdrawal Limit
-
---
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
---
Receiving Methods
---
Best for young professionals who travel occasionally and wish to earn Mabuhay Miles with added PAL benefits
PNB Platinum Mastercard
Mastercard
Withdrawal Limit
-
Min. Annual Income
600000
Annual Fee
3000
Dual billing options; flexible payment terms
AUB Classic Mastercard
Mastercard
Withdrawal Limit
Cash advance allowed but interest applies
Min. Annual Income
50000
Annual Fee
0
Classic features with flexible payments and rewards
RCBC Flex Gold Visa
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Annual Fee
3000
- 2X Rewards points on three preferred categories
- Change your preferred categories once every billing cycle
- Flexible Rewards redemption options (shopping vouchers, cash rebates and more)
- Free Travel Insurance & Purchase Protection
- Get access to the Marhaba/Skyview Airport Lounge
- Free budget monitoring tools
- Ideal for young professionals
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Frequently asked questions
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Finmerkado.ph is a financial product comparison platform and does not act as a lender or credit card issuer. We do not directly provide loans or credit cards. Rather, Finmerkado.ph enables users to assess and compare offers from trusted, verified financial institutions offering a variety of products, including personal loans and credit cards.
Finmerkado.ph does not charge users any fees for accessing or using our services. All product terms, including fees, interest rates, and Annual Percentage Rates (APRs), are set by our partners and will be fully disclosed by the provider before you sign any agreement.
© FinMerkado Inc. SEC Registration No. 2024120180322-17