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PNB / Mastercard

Apply for PNB Essentials Mastercard

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Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
1200

PNB Essentials Mastercard Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
120000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

Valid government-issued ID

Proof of Income

Yes

Additional Requirements

None

Fees

Annual Fee
1200
Issuance Fee
1200
Free Annually?
Yes
No
Min Monthly Repayment
₱500

Interest

Interest Rate
3.25% per month
Interest Free Period
20
Days

Limits

Min Credit Limt
10000
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Max Credit Limt
10000
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Withdrawal Limit
-
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the PNB Essentials Mastercard?

Suitable for those desiring flexible rewards and comprehensive travel insurance

PNB Essentials Mastercard Alternatives

RCBC Visa Platinum

RCBC Visa Platinum

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1200000
Annual Fee
5000
  • Earn one Preferred Air Mile for as low as ₱25 per spend
  • Convert your AIRMILES into mileage point at 1:1 rate
  • Access to world-class airport lounge
  • Up to ₱5 Million Travel Insurance Coverage and other travel benefits
  • Up to 100% temporary increase in credit limit during travel period
  • Ideal for frequent travelers
AUB Classic Mastercard

AUB Classic Mastercard

Mastercard
Withdrawal Limit
Cash advance allowed but interest applies
Min. Annual Income
50000
Annual Fee
0

Classic features with flexible payments and rewards

RCBC Classic Mastercard

RCBC Classic Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Annual Fee
1500
  • Earn flexible non-expiring Rewards Points from all your purchases
  • Convert your points to air miles and other rewards
  • Free budget monitoring tools
  • Convert straight purchases made anywhere to installment
  • Free travel insurance and purchase protection
  • No Annual Fee For Life
  • Ideal for the young professionals enjoying financial independence

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