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PNB / Mastercard

Apply for PNB Essentials Mastercard

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Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
1200

PNB Essentials Mastercard Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
120000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

Valid government-issued ID

Proof of Income

Yes

Additional Requirements

None

Fees

Annual Fee
1200
Issuance Fee
1200
Free Annually?
Yes
No
Min Monthly Repayment
₱500

Interest

Interest Rate
3.25% per month
Interest Free Period
20
Days

Limits

Min Credit Limt
10000
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Max Credit Limt
10000
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Withdrawal Limit
-
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the PNB Essentials Mastercard?

Suitable for those desiring flexible rewards and comprehensive travel insurance

PNB Essentials Mastercard Alternatives

BPI Amore Cashback Card

BPI Amore Cashback Card

Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Annual Fee
2050
  • Get up to 4% cash back on supermarkets and department store spend
  • Get up to 1% cash back on drugstore and bills payment spend
  • Earn up to 0.3% cash back on all other local retail spend
  • Enjoy unlimited access exclusive customer and family lounges in Ayala Malls
  • One of the lowest forex conversion rates at 1.85%
  • Ideal for cardholders who love saving while shopping
PNB Cashback Titanium Mastercard

PNB Cashback Titanium Mastercard

Mastercard
Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
2500

Your First Card for Financial Freedom

BPI Signature Card

BPI Signature Card

Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1200000
Annual Fee
5500
  • Earn 2 BPI points for every ₱20 spend
  • Get up to ₱20 million free travel accident and inconvenience benefit
  • Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3
  • Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round
  • Ideal for frequent travelers

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