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PNB Essentials Mastercard

PNB / Mastercard

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PNB Essentials Mastercard
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Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
1200

PNB Essentials Mastercard Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
120000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

Valid government-issued ID

Proof of Income

Yes

Additional Requirements

None

Fees

Annual Fee
1200
Issuance Fee
1200
Free Annually?
Yes
No
Min Monthly Repayment
₱500

Interest

Interest Rate
3.25% per month
Interest Free Period
20
Days

Limits

Min Credit Limt
10000
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Max Credit Limt
10000
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Withdrawal Limit
-
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the PNB Essentials Mastercard?

Suitable for those desiring flexible rewards and comprehensive travel insurance

PNB Essentials Mastercard Alternatives

HSBC Red Mastercard

HSBC Red Mastercard

Mastercard
Withdrawal Limit
-
Min. Annual Income
200000
Annual Fee
2500
  • Accelerated Rewards: 4× points on dining, online, shopping, and overseas spend; 1 point per ₱20 on other purchases‍
  • Fuel Rebate: 6% on first Caltex fuel purchase; 3% thereafter at Caltex stations
  • Welcome Offers: For instance, 3,000 PHP GCash eGCs when you spend ₱10,000 within 60 days (promo details vary)
  • Additional Features:
    • Access to over 27,000 travel privileges via HSBC’s home&Away program
    • Autocharge facility for bills
    • Cash advance capability
    • More InfoApply Now
    Security Bank Platinum Mastercard

    Security Bank Platinum Mastercard

    Mastercard
    Withdrawal Limit
    ₱50,000 daily
    Min. Annual Income
    780000
    Annual Fee
    4000
    • Waived annual fee for the first year
    • Earn 2 never-expiring point for every ₱20 spent
    • Access over 1,300 lounges across 500+ airports worldwide
    • Free travel insurance when booking airline tickets
    • Discounts at favorite shops and restaurants
    • Receive up to $200 coverage when you shop online
    • Ideal for frequent travelers and international shoppers
    More InfoApply Now
    BDO ShopMore Mastercard

    BDO ShopMore Mastercard

    -
    Withdrawal Limit
    Up to 30% of credit limit
    Min. Annual Income
    180000
    Annual Fee
    2050

    The BDO ShopMore Mastercard offers enhanced rewards and shopping benefits, making it ideal for frequent shoppers and those who prefer flexible payment options.

    More InfoApply Now

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