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PNB / Mastercard

Apply for PNB Essentials Mastercard

-

Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
1200

PNB Essentials Mastercard Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
120000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

Valid government-issued ID

Proof of Income

Yes

Additional Requirements

None

Fees

Annual Fee
1200
Issuance Fee
1200
Free Annually?
Yes
No
Min Monthly Repayment
₱500

Interest

Interest Rate
3.25% per month
Interest Free Period
20
Days

Limits

Min Credit Limt
10000
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Max Credit Limt
10000
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Withdrawal Limit
-
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the PNB Essentials Mastercard?

Suitable for those desiring flexible rewards and comprehensive travel insurance

PNB Essentials Mastercard Alternatives

Maya Landers Cashback Credit Card

Maya Landers Cashback Credit Card

Visa
Withdrawal Limit
0
Min. Annual Income
0
Annual Fee
0
  • No annual fee with just one monthly transaction
  • Earn up to 5% cashback at Landers on in-store and online purchases
  • Get 2% cashback on dining and 1% cashback on other local or international spends.
  • Exclusive Landers perks—enjoy discounts, promos, and store access with your membership.
  • Complete in-app control—freeze/unfreeze, view transactions, manage limits, and redeem cashback instantly.

Security Bank World Mastercard

Security Bank World Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
3000000
Annual Fee
5000
  • Earn 3x points for every ₱20 spent
  • Access over 1,300 lounges across 500+ airports worldwide
  • Receive free travel insurance coverage up to ₱10 million
  • Receive up to $200 coverage when you shop online
  • Discover exclusive dining, spa and retail offers from select airport merchants
  • Ideal for travelers seeking extensive travel perks
RCBC Gold Mastercard

RCBC Gold Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Annual Fee
3000
  • Earn flexible non-expiring Rewards Points from all your purchases
  • Enjoy complimentary travel insurance and purchase protection on all your trips
  • Free budget monitoring tools to help organize your finances
  • Convenient and rewarding bills payment
  • Ideal for savvy spenders and travelers

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