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PNB / Mastercard

Apply for PNB Essentials Mastercard

-

Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
1200

PNB Essentials Mastercard Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
120000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

Valid government-issued ID

Proof of Income

Yes

Additional Requirements

None

Fees

Annual Fee
1200
Issuance Fee
1200
Free Annually?
Yes
No
Min Monthly Repayment
₱500

Interest

Interest Rate
3.25% per month
Interest Free Period
20
Days

Limits

Min Credit Limt
10000
---
Max Credit Limt
10000
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Withdrawal Limit
-
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the PNB Essentials Mastercard?

Suitable for those desiring flexible rewards and comprehensive travel insurance

PNB Essentials Mastercard Alternatives

Cebu Pacific Gold Credit Card

Cebu Pacific Gold Credit Card

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Annual Fee
3000
  • Earn 1 Go reward point for every ₱200 spend
  • Earn 1 Go reward point for every ₱100 spend at Cebu Pacific
  • Exclusive access to Cebu Pacific seat sales
  • Get lost in the insane amount of discounts, perks and freebies in restaurants, shopping, leisure and service outlets nationwide
  • Have your outstanding credit card balance covered up to ₱2.5 Million
  • Ideal for the Insta-Traveller
BPI Edge Card

BPI Edge Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Annual Fee
1320
  • Earn one 1 rewards point for every ₱50 spend
  • Enjoy flexible installment plans and payment options
  • One of the lowest forex conversion rates at 1.85%
  • Enjoy deals and discounts all year round from BPI
  • Ideal for young professionals who want to experience more out of life
Metrobank World Mastercard

Metrobank World Mastercard

Mastercard
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
1500000
Annual Fee
6000
  • Exclusive welcome gift for New-to-Metrobank credit cardholders until July 31, 2024
  • 1 air mile per ₱17 foreign currency spend
  • 1 air mile per ₱50 spend on other categories
  • Up to 50% OFF on deals here and abroad
  • Complimentary two global lounge passes per year
  • FREE FOR LIFE annual fee for two supplementary cards
  • Ideal for world explorers

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