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PNB / Mastercard

Apply for PNB Essentials Mastercard

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Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
1200

PNB Essentials Mastercard Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
120000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

Valid government-issued ID

Proof of Income

Yes

Additional Requirements

None

Fees

Annual Fee
1200
Issuance Fee
1200
Free Annually?
Yes
No
Min Monthly Repayment
₱500

Interest

Interest Rate
3.25% per month
Interest Free Period
20
Days

Limits

Min Credit Limt
10000
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Max Credit Limt
10000
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Withdrawal Limit
-
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the PNB Essentials Mastercard?

Suitable for those desiring flexible rewards and comprehensive travel insurance

PNB Essentials Mastercard Alternatives

Robinsons Bank Credit Card

Robinsons Bank Credit Card

-
Withdrawal Limit
Up to 30% of credit limit
Min. Annual Income
180000
Annual Fee
1500
BPI Rewards Card

BPI Rewards Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Annual Fee
1550
  • Earn 1 reward point for every ₱35 spend
  • Flexible installment plans with terms up to 36 months
  • Free travel insurance wherever you go up to ₱2 million
  • Enjoy a variety of year-round discounts and perks
  • Ideal for shoppers looking for rewards
BPI Gold Rewards Card

BPI Gold Rewards Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
480000
Annual Fee
2250
  • Earn 1 reward point for every ₱35 spend
  • Avail flexible installment plans with terms up to 36 months
  • Free travel insurance up to ₱10 million
  • Enjoy endless rewards and perks all year round
  • Ideal for cardholders looking for premium benefits

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