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Withdrawal Limit
-
Min. Annual Income
0
Annual Fee
0
Gifts and promo
Air miles
Cashback
Dining / restaurants
Loyalty points
Traveling
Shopping
Petrol
Bills/Payments
Other
Eligibility
Minimum Age
21
Maximum Age
70
Min. Annual Income
0
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
One valid government-issued ID with photo and signature
Proof of Income
May not be required for unsecured card; AI-driven scoring uses transaction history
Additional Requirements
Active Maya account
Valid TIN and SSS/GSIS/UMID number (for certain applicants)
Fees
Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
-
Interest
Interest Rate
3%
Interest Free Period
50
Days
Limits
Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
-
---
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Apple Pay
Google Pay
Receiving Methods
---
RCBC Gold Mastercard
Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Annual Fee
3000
- Earn flexible non-expiring Rewards Points from all your purchases
- Enjoy complimentary travel insurance and purchase protection on all your trips
- Free budget monitoring tools to help organize your finances
- Convenient and rewarding bills payment
- Ideal for savvy spenders and travelers
RCBC Visa Platinum
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1200000
Annual Fee
5000
- Earn one Preferred Air Mile for as low as ₱25 per spend
- Convert your AIRMILES into mileage point at 1:1 rate
- Access to world-class airport lounge
- Up to ₱5 Million Travel Insurance Coverage and other travel benefits
- Up to 100% temporary increase in credit limit during travel period
- Ideal for frequent travelers
Maybank Visa Infinite
-
Withdrawal Limit
Up to 30% of credit limit
Min. Annual Income
1000000
Annual Fee
5000
-
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Frequently asked questions
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Finmerkado.ph is a financial product comparison platform and does not act as a lender or credit card issuer. We do not directly provide loans or credit cards. Rather, Finmerkado.ph enables users to assess and compare offers from trusted, verified financial institutions offering a variety of products, including personal loans and credit cards.
Finmerkado.ph does not charge users any fees for accessing or using our services. All product terms, including fees, interest rates, and Annual Percentage Rates (APRs), are set by our partners and will be fully disclosed by the provider before you sign any agreement.
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