Home
/
Credit Cards
/

HSBC / Mastercard

Apply for HSBC Premier Mastercard

Withdrawal Limit
-
Min. Annual Income
300000
Annual Fee
0

HSBC Premier Mastercard Key Benefits

Gift Card
Gifts and promo
Travel
Air miles

Earn 1 air mile for as low as ₱25 spend

Savings
Cashback
Dining
Dining / restaurants

3× bonus points on local shopping or dining; 4× bonus points for every ₱20 spent overseas

Membership
Loyalty points
Traveling
Traveling

Free travel insurance included, Access to 1,300+ airport lounges worldwide via Mastercard Travel Pass app (lounge fee: USD 32 per person/visit), HSBC home&Away privileges globally (dining, shopping, leisure offers)

Shopping
Shopping
Gas Station
Petrol

6% on first Caltex fill, 3% thereafter, year-round

Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
18
Maximum Age
65
Min. Annual Income
300000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

-

Proof of Income

-

Additional Requirements

HSBC Premier Account required, which you can unlock by:

  • Maintaining a Total Relationship Balance (TRB) of ≥ ₱3,000,000 (deposits, investments, insurance)
  • Crediting a monthly salary of ≥₱300,000 gross
  • Or securing a home loan of ≥₱6,000,000 with HSBC

Fees

Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
0

Interest

Interest Rate
3% per month
Interest Free Period
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
-
---

Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Apple Pay
Google Pay

Receiving Methods

---

Why should i get the HSBC Premier Mastercard?

HSBC Premier Mastercard Alternatives

HSBC Gold Visa Cashback

HSBC Gold Visa Cashback

Visa
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500
  • 5% cashback on all dining transactions—perfect for foodies and frequent diners.
  • 3% rebate on your first Caltex fuel purchase, then 3% thereafter—consistent savings at the pump. (Moneymax lists 3%, while some sources mention 6% first then 3% afterwards.)
  • 0.5% cashback on all other purchases, with some sources stating a lower rate of 0.2% for non-dining transactions
  • 0% installment plans available for 3–36 months on selected purchases.
  • AUB Gold Mastercard

    AUB Gold Mastercard

    Mastercard
    Withdrawal Limit
    Cash advance allowed but interest applies
    Min. Annual Income
    100000
    Annual Fee
    0

    Gold benefits, reward points, flexible payments

    RCBC Gold Mastercard

    RCBC Gold Mastercard

    Mastercard
    Withdrawal Limit
    ₱50,000 daily
    Min. Annual Income
    600000
    Annual Fee
    3000
    • Earn flexible non-expiring Rewards Points from all your purchases
    • Enjoy complimentary travel insurance and purchase protection on all your trips
    • Free budget monitoring tools to help organize your finances
    • Convenient and rewarding bills payment
    • Ideal for savvy spenders and travelers

    HSBC Premier Mastercard user reviews

    Question mark
    Review
    This company/product has no reviews yet.
    Want to add your review?
    Click the "Share your feedback" button below.
    Tell us what you think

    Tell us what you really think about HSBC Premier Mastercard

    Your feedback is valuable! By sharing your thoughts, you'll not only help us improve but also assist others in making informed decisions.
    It will take just a few minutes of your time.

    Share your feedback

    Frequently asked questions

    No items found.