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AUB / Mastercard

Apply for AUB Gold Mastercard

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Withdrawal Limit
Cash advance allowed but interest applies
Min. Annual Income
100000
Annual Fee
0

AUB Gold Mastercard Key Benefits

Gift Card
Gifts and promo

Option to transfer Rewards Points to Mabuhay Miles

Travel
Air miles

Mabuhay Miles

Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points

1 Rewards Point per ₱50 spent

Traveling
Traveling

Travel benefits included

Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
100000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

Valid government ID

Proof of Income

Payslip or COE

Additional Requirements

Active AUB account, valid TIN

Fees

Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
5% of total balance or ₱200

Interest

Interest Rate
2.5% per month
Interest Free Period
50
Days

Limits

Min Credit Limt
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Max Credit Limt
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Withdrawal Limit
Cash advance allowed but interest applies
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Apple Pay
Google Pay

Receiving Methods

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Why should i get the AUB Gold Mastercard?

Best for frequent shoppers and travelers seeking high rewards

AUB Gold Mastercard Alternatives

Metrobank M Free Card

Metrobank M Free Card

Mastercard
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
867000
Annual Fee
0
  • NO annual fee for life
  • NO minimum spent requirement
  • Worldwide acceptance 0% installment programs
  • Exclusive Promotions and Offers
  • Ideal for those looking to maximize financial control and convenience
Maya Black Credit Card

Maya Black Credit Card

Visa
Withdrawal Limit
-
Min. Annual Income
0
Annual Fee
0
  • No annual fee with just one monthly transaction
  • Earn Maya Miles on every purchase—redeem for flights, travel perks, or partner rewards.
  • Numberless card with dynamic CVV for enhanced security.
  • Complete in-app control—freeze/unfreeze, view transactions, and manage limits instantly.
HSBC Gold Visa Cashback

HSBC Gold Visa Cashback

Visa
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500
  • 5% cashback on all dining transactions—perfect for foodies and frequent diners.
  • 3% rebate on your first Caltex fuel purchase, then 3% thereafter—consistent savings at the pump. (Moneymax lists 3%, while some sources mention 6% first then 3% afterwards.)
  • 0.5% cashback on all other purchases, with some sources stating a lower rate of 0.2% for non-dining transactions
  • 0% installment plans available for 3–36 months on selected purchases.
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