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Ready to take your lifestyle to the edge? Make the leap with the BPI Edge Card. Apply now to earn points with every swipe, explore payment options, and enjoy exclusive deals with this one-of-a-kind BPI credit card!
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Annual Fee
1320
Gifts and promo
Air miles
Cashback
Dining / restaurants
Loyalty points
- Earn 1 rewards point for every ₱50 spend
Traveling
- Enjoy one of the lowest forex rates at just 1.85 % and use it for your international purchases and when shopping abroad
Shopping
Petrol
Bills/Payments
- Get cash anytime and pay it in up to 36 months in installment when you convert your credit limit to cash
- Avail of cash advance and withdraw up to 30 % of your available credit limit
- Enjoy real 0% installment, Buy Now Pay Later, and additional installment limit with our Bonus Madness Limit
- Convert your straight purchases to installment with BPI very low add-on rates
Other
- Enjoy a wide array of year-round special deals
Eligibility
Minimum Age
21
Maximum Age
65
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
- Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Signed Certificate of Employment
- Self-Employed: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Audited Financial Statements: With BIR/bank stamp
Proof of Income
- Regular Employee: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank
- Self-Employed: Latest ITR with BIR/bank stamp
Additional Requirements
Fees
Annual Fee
1320
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
₱850 or 3.57% of total outstanding balance
Interest
Interest Rate
3%
Interest Free Period
0
Days
Limits
Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
Refer to your BPI
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Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
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Receiving Methods
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The BPI Edge Card offers unique benefits and flexibility to individuals who lead adventurous lives. Get points for each swipe, find unique ways to pay, and take advantage of offers tailored to your preferences. This card helps you stay on top of trends in dining, shopping, and entertainment.
The BPI Edge credit card is inexpensive and full of perks, with an annual cost of ₱1,320 and no issuance fee. With a ₱180,000 minimum income criteria, it's accessible and a great choice for young professionals or first-time cardholders.
The BPI Edge Mastercard's emphasis on ease and rewards is what really makes it unique. Whether you're managing regular purchases or venturing into new adventures, it's made to enhance your everyday life.
Why put off improving your way of life? To start saving money and earning exclusive benefits, apply for the BPI Edge Card now.
Metrobank Travel Platinum Card
Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
700000
Annual Fee
5000
- Exclusive welcome gift for New-to-Metrobank credit cardholders
- Earn miles quickly with the Metrobank Travel Platinum Card
- Receive 1 mile for every ₱17 spent on airlines, hotels, and foreign currency transactions
- Earn 1 mile for every ₱50 spent on other categories
- Triple rewards on local airlines, hotel accomodation and international spending
- Enjoy a FREE first supplementary credit card
- Ideal for frequent travelers looking to maximize their rewards
BPI Rewards Card
Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Annual Fee
1550
- Earn 1 reward point for every ₱35 spend
- Flexible installment plans with terms up to 36 months
- Free travel insurance wherever you go up to ₱2 million
- Enjoy a variety of year-round discounts and perks
- Ideal for shoppers looking for rewards
UnionBank Cash Back Visa Platinum Credit Card
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
150000
Annual Fee
4500
- Earn up to 6% never-expiring cash back on groceries
- Earn up to 2% never-expiring cash back on Meralco bill payments
- Earn up to 0.20% never-expiring cash back on all other purchases
- Save us much as ₱15,000 per year
- Ideal for individuals looking to maximize savings on everyday essentials
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Frequently asked questions
What rewards can I earn with the BPI Edge Mastercard, and how do they work?
The BPI Edge Mastercard earns 1 rewards point for every ₱50 spent on all purchases, with no cap on points.
Points can be redeemed for shopping vouchers, merchandise, or travel perks through BPI’s Rewards Program.
Keep track of your points via the BPI Online platform or BPI Mobile App.
Note: Points have an expiration date, so redeem them within the validity period.
What are the fees for the BPI Edge Mastercard?
The key fees include:
Annual fee: ₱1,550 (waived for the first year). Supplementary cards cost ₱775 annually.
Late payment fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Cash advance fee: ₱200 or 2% of the withdrawn amount, whichever is higher.
Foreign transaction fee: 2% of the converted transaction amount.
Its lower annual fee makes it budget-friendly for daily use.
What are the standout features of the BPI Edge Mastercard?
This card offers several useful features:
Flexible Installments: Convert large purchases into easy monthly payments at low interest rates.
Global Acceptance: Widely accepted at millions of merchants and ATMs worldwide.
Enhanced Security: Equipped with EMV chip technology for fraud protection.
Exclusive Deals: Access to discounts and promotions with partner merchants.
Its practicality makes it ideal for everyday spending and online purchases.
What is the BPI Edge Mastercard credit limit?
The credit limit for the BPI Edge Mastercard is determined based on an individual's financial profile, including factors such as income, credit history, and overall creditworthiness.
How to apply for a BPI Edge card?
To apply for a BPI Edge credit card, you must present a valid BPI primary ID, such as a government-issued identification card, to verify your identity.
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