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Withdrawal Limit
Cash advance allowed but interest applies
Min. Annual Income
100000
Annual Fee
0
Gifts and promo
Option to transfer Rewards Points to Mabuhay Miles
Air miles
Mabuhay Miles
Cashback
Dining / restaurants
Loyalty points
1 Rewards Point per ₱50 spent
Traveling
Travel benefits included
Shopping
Petrol
Bills/Payments
Other
Eligibility
Minimum Age
21
Maximum Age
65
Min. Annual Income
100000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
Valid government ID
Proof of Income
Payslip or COE
Additional Requirements
Active AUB account, valid TIN
Fees
Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
5% of total balance or ₱200
Interest
Interest Rate
2.5% per month
Interest Free Period
50
Days
Limits
Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
Cash advance allowed but interest applies
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Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Apple Pay
Google Pay
Receiving Methods
---
Best for frequent shoppers and travelers seeking high rewards
AUB Classic Mastercard
Mastercard
Withdrawal Limit
Cash advance allowed but interest applies
Min. Annual Income
50000
Annual Fee
0
Classic features with flexible payments and rewards
Cebu Pacific Gold Credit Card
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Annual Fee
3000
- Earn 1 Go reward point for every ₱200 spend
- Earn 1 Go reward point for every ₱100 spend at Cebu Pacific
- Exclusive access to Cebu Pacific seat sales
- Get lost in the insane amount of discounts, perks and freebies in restaurants, shopping, leisure and service outlets nationwide
- Have your outstanding credit card balance covered up to ₱2.5 Million
- Ideal for the Insta-Traveller
PNB Essentials Mastercard
Mastercard
Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
1200
Contactless payment; global acceptance
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Frequently asked questions
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Finmerkado.ph is a financial product comparison platform and does not act as a lender or credit card issuer. We do not directly provide loans or credit cards. Rather, Finmerkado.ph enables users to assess and compare offers from trusted, verified financial institutions offering a variety of products, including personal loans and credit cards.
Finmerkado.ph does not charge users any fees for accessing or using our services. All product terms, including fees, interest rates, and Annual Percentage Rates (APRs), are set by our partners and will be fully disclosed by the provider before you sign any agreement.
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