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Apply for Atome Card

Atome Card
No annual fee
Withdrawal Limit
0
Min. Annual Income
0
Annual Fee
0

Atome Card Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
18
Maximum Age
70
Min. Annual Income
0
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

A copy of one valid government-issued ID with photo and signature

Proof of Income

 Recent Pay Slip

• BIR Form 2316

• Original Certificate of Employment

• Latest ITR (1700 or 1701) with BIR or Bank stamp

Additional Requirements

• A postpaid line or postpaid mobile number

• A valid TIN and SSS/GSIS/UMID Number

Fees

Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
-

Interest

Interest Rate
0% per month
Interest Free Period
40
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
0
---

Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Apple Pay
Google Pay

Receiving Methods

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Why should i get the Atome Card?

Atome Card Alternatives

PNB-PAL Mabuhay Miles NOW Mastercard

PNB-PAL Mabuhay Miles NOW Mastercard

Mastercard
Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
1000

Exclusive year-round PAL online discount

HSBC Live+ Credit Card

HSBC Live+ Credit Card

Visa
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500

Cashback perks:

  • 8% cashback on dining and shopping during your birthday month (capped at ₱1,000)
  • 5% cashback on dining and shopping year-round (capped at ₱1,000/month)
  • 1% cashback on other local purchases
  • 0.5% cashback on overseas spend

Exclusive privileges:

  • HSBC home&Away Privilege Programme discounts worldwide
  • Flexible payment terms with 0% interest installment plans at partner merchants
  • Contactless payment for quick and secure transactions

Ideal for: Frequent diners, lifestyle shoppers, and those who want consistent cashback rewards.

RCBC Flex Gold Visa

RCBC Flex Gold Visa

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Annual Fee
3000
  • 2X Rewards points on three preferred categories
  • Change your preferred categories once every billing cycle
  • Flexible Rewards redemption options (shopping vouchers, cash rebates and more)
  • Free Travel Insurance & Purchase Protection
  • Get access to the Marhaba/Skyview Airport Lounge
  • Free budget monitoring tools
  • Ideal for young professionals

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