A regular passbook-based savings account, with a debit card also, for more traditional savings.
Passbook + Debit Card; maintain minimum balance; subject to bank’s fees if under minimum.
Below ADB fee ₱500
Application; valid IDs etc.
Valid government IDs; proof of address; completed application.
A savings account that gives you savings + a protection (life insurance) benefit. Maintain a certain average balance, and life insurance benefit comes with it.
Must maintain the ADB; free life insurance coverage active when ADB ≥ ₱50,000 (for insurance) and certain eligibility.
Below ADB fee: ₱500
Application; valid IDs etc.
Valid government ID; proof of billing; completed application; probably proof of income or address per bank policy.
Digital savings account opened through Maybank in partnership with GCash via EzySave+ program. Fully online. Includes free personal accident insurance subject to qualification.
Must be between 18-80 years old; documents via GCash‐EzySave+; subject to qualification for insurance benefit etc.
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Application via the EzySave+ channel; valid IDs; other KYC requirements.
Valid government ID; possibly additional proof via GCash integration; completed application.
Digital savings account opened fully online via the Maybank2U PH (M2U) app. No need to go to a branch.
Online/digital account only; eligible IDs; must be Filipino, etc.
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Application via app; valid government ID; selfie; specimen signatures.
Valid government ID (Driver’s License, e-Passport, SSS, UMID etc.), selfie, specimen signatures.
A foreign-currency dollar (USD) savings account (with passbook) for depositors with foreign exchange capability.
Must maintain minimum ADB to earn interest
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Valid ID, application, initial deposit, proof of source of funds in dollars
Valid photo ID, completed application, proof of address, source of funds (if required)
A newer premium savings account with tiered higher interest and free insurance benefit (life / accident) based on ADB.
To get insurance benefits: maintain minimum average daily balance (ADB) of ₱50,000 will qualify for free life or personal accident insurance.
Over-the-counter withdrawal beyond 2 per month: ₱200
Must satisfy basic account opening requirements (IDs, deposit, etc.)
Valid ID, application form, completed forms for insurance (consent, terms)
A “premium” savings alternative from Landbank with higher interest (tiered) compared to regular savings.
Must maintain ADB for insurance, avoid extra withdrawal charges
Early closure fee: ₱300, Below monthly ABD fee: ₱200, Monthly dormancy fee: ₱30
Must satisfy basic account opening requirements (IDs, deposit, etc.)
Valid ID, application form, completed forms for insurance (consent, terms)
A “micro-savings” product (for very small depositors) designed for those without any existing deposit account; simple to open, aimed to promote financial inclusion.
To earn interest, must meet required daily balance or ADB (e.g. ₱2,000) (as typical for Landbank savings)
Early closure within 30 days: ₱300
Must satisfy basic account opening requirements (IDs, deposit, etc.)
Valid ID or Barangay Clearance (for those without bank accounts)
Peso savings account that includes an ATM/debit card for easier access.
If the account falls below required ADB for two consecutive month-ends, the service charge (₱200) is imposed.
Minimum ADB fee: ₱200/month, Early closure fee: ₱300
Must satisfy basic account opening requirements (IDs, deposit, etc.)
Completed application, initial deposit, valid IDs, proof of billing or address
Traditional passbook-type peso savings account for depositors.
Must maintain certain minimum daily balance or average daily balance (ADB) to earn interest
Early closure fee: ₱300
Must satisfy basic account opening requirements (IDs, deposit, etc.)
Valid IDs (photo IDs), passbook, completed application, sometimes proof of billing, TIN (if applicable)
Tiered interest savings account. Offers either a passbook or a debit card. Rewards and benefits (such as Mabuhay Miles) may apply. Designed for savers who can maintain higher balances.
Must maintain minimum balance; use of debit card or passbook option; compliance with bank requirements for rewards etc.
Dormancy fee: ₱30
Valid ID(s), account opening forms.
Ds, forms, initial deposit.
Traditional savings account with passbook; transactions logged physically. Suitable for depositors who prefer non-digital, paper record keeping.
Must maintain minimum balance; if falling below and no transaction, penalties may apply; dormancy rules.
Dormancy fee: ₱30
• Valid ID
• Account opening forms, signature card, etc.
IDs, forms, initial deposit.
Designed for students aged 7–19 years old. Can come with debit card or passbook. If under age 7, can open “In Trust For” (ITF) account with guardian.
Account must meet school enrollment requirement if applicable; ITF for minors below certain age; maintain required ADB to earn interest. Other fees for withdrawals etc.
Early closure: ₱500
• Valid ID (student or legal guardian if required)
• Enrollment/registration proof for current school year
• For ITF accounts: birth certificate, guardian’s ID, guardianship documents.
IDs, accomplished account opening forms, etc.
Regular savings account with debit card (PNB-PAL Mabuhay Miles Debit Mastercard). Used for everyday savings with ATM / POS / digital banking access.
Must maintain the maintaining balance; if account becomes dormant (no client-initiated transaction for 5 years) and balance falls below the minimum, dormancy fee applies. Eligible for debit card, rewards program (with exclusions) if certain transactions.
Dormancy Fee: ₱30
• 1 valid primary or secondary ID
• Fully accomplished forms including Client Information, with TIN / SSS / GSIS number if applicable.
Valid ID(s), forms, initial deposit.
Premium savings account with higher interest in tiers; allows deposits anytime and up to 2 free withdrawals/month. Comes with a specially designed passbook.
Must maintain required ADB to earn interest. No or limited number of free withdrawals per month. Dormancy rules apply.
Dormancy Fee: ₱30, Passbook replacement: ₱100
Valid IDs, photos, forms, signature card, etc.
• 2 government-issued photo IDs (driver’s license, passport, etc.) • 2 ID photos (1×1 or 2×2) • Client Information Form, Account Information Form, Signature Card, Conditions Form.
AUB savings account denominated in US dollars. Passbook account; allows deposits/withdrawals anytime. PDIC insured. Ideal for those holding foreign currency savings.
Must maintain $500 ADB. Fund access via branch, online, mobile banking.
Early closure within 30 days: $5, Below maintaining balance: $5, Lost passbook / others: similar small fees ₱100
Valid ID, supplementary IDs if needed. Acceptable govt-issued IDs.
Government-issued ID; supplementary IDs as needed.
A no-maintaining balance savings account. ATM-based, meant for starter savers. Deposits insured. Access via ATM, Internet & Mobile Banking. E-SOA (electronic statement of account) used.
Because it has no maintaining balance, users need to watch fees for over-counter transactions; daily withdrawal limit applies (₱50,000 per day) via ATM.
One-time ATM card processing fee: ₱150
Valid government ID etc. — same general requirements as other accounts.
Government-issued ID or supplementary; as per AUB’s standard requirements.
A passbook investment-style savings that acts somewhat like a fixed-term placement. Offers higher rates than regular peso savings. Fixed placement for a fixed term. Passbook functions like a certificate of deposit.
Must keep the placement for the term to avoid reduced rate. Access is more restrictive (renewal at branch). Passbook required.
Early closure within 30 days: ₱110, Below maintaining balance: ₱250
Valid ID, supplementary IDs if needed. Acceptable govt-issued IDs.
Same govt-issued IDs or supplementary IDs.
An interest-bearing peso savings account. Allows deposits & withdrawals via passbook, ATM card, or online/mobile banking. Monitored via passbook. PDIC insured.
Must maintain the required balance to avoid fees. PDIC insured up to ₱1,000,000 per depositor. Access via ATMs, branches, online/mobile banking. Minimum maintaining balance (ADB): ₱5,000, Interest Earning Balance: ₱500,000.
Early closure within 30 days: ₱110, Below maintaining balance: ₱250 , ATM card: ₱150, Lost passbook: ₱100
Valid ID, supplementary IDs if needed. Acceptable govt-issued IDs.
One valid government-issued ID or supplementary IDs.
A savings account variant for OFWs or beneficiaries of OFWs under the START app; digital onboarding; no maintaining balance required for some promos.
Only for OFWs or beneficiaries; must apply via START app; digital onboarding; valid IDs; must have permanent PH address etc.
Service fee of ₱300 if balance falls below the required ADB for two consecutive months.
Valid government-ID, proof of address, mobile number, email, digital selfie verification.
One valid ID + some supporting documents; if digital onboarding, selfie via app etc. Branch requirements for physical account.
Savings for children aged 7-12 years (or younger under special arrangement) including those who are remittance beneficiaries; passbook type.
For minors; children below 7 may open via In-Trust-For (ITF) arrangement. If under voting age etc, school ID may be accepted.
None
Valid ID, photo, CIS; for children, school ID or guardian involvement.
One valid ID + some supporting documents; if digital onboarding, selfie via app etc. Branch requirements for physical account.
A starter savings account ideal for new or first-time savers; minimal requirements & maintaining balance.
New savers, minimal maintaining balance; requires ATM card documentation.
Account Opening Fee ₱100
CIS, valid ID + photo, ATM card documentation.
One valid ID + some supporting documents; if digital onboarding, selfie via app etc. Branch requirements for physical account.
Savings account denominated in foreign currencies (USD, EUR, CNY, JPY etc.), for those who want foreign savings. Includes a “Premium Savings” version with higher thresholds.
There may be service fee for foreign currency notes deposits exceeding daily thresholds. Also subject to foreign currency handling rules.
Initial Deposit $500
Valid government-issued ID, possibly foreign passport if non-resident etc.; address and proof of identity; branch may require more documents.
One valid ID + some supporting documents; if digital onboarding, selfie via app etc. Branch requirements for physical account.
For clients who maintain larger balances; provides savings with passbook + ATM option, bonus interest or perks when number of withdrawals kept low.
More than 2 withdrawals per month may reduce interest or revert to regular rate. Must maintain high balance.
Initial Deposit ₱20,000
Valid ID (for guardian, or school photo ID for children), customer info, etc.
One valid ID + some supporting documents; if digital onboarding, selfie via app etc. Branch requirements for physical account.
Designed for minors / children / teens (under 18), lower deposit / maintaining balance; passbook-type; to encourage early savings.
Under-18; for very young (below certain age) may need parent/guardian, possibly ITF (In-Trust-For) arrangements.
Initial Deposit ₱100
Valid ID (for guardian, or school photo ID for children), customer info, etc.
One valid ID + some supporting documents; if digital onboarding, selfie via app etc. Branch requirements for physical account.
A savings account with passbook rather than ATM-card; for those preferring over-the-counter or manual passbook record keeping.
As with others, falling below maintaining balance may have service charges; limited withdrawals might affect interest (for some accounts like MoneyPlus).
Initial Deposit ₱5,000
Valid ID, CIS (customer info sheet), etc.
Same as ATM Savings (passbook, physical presence at branch likely)
A standard savings account with ATM access (TellerCard), for regular personal use. Meant for those who want ATM-accessible savings.
If you drop below required ADB or maintaining balance, may incur service/maintenance fees; subject to bank’s terms. Must maintain minimum balance to earn interest.
Account creation: Initial deposit ₱2,000
Valid photo-bearing government ID, fill out Customer Information Sheet, active mobile & email when applying online. Must have Philippine address.
One valid ID + some supporting documents; if digital onboarding, selfie via app etc. Branch requirements for physical account.
Savings account for kids and teens below 18, with passbook and debit card to encourage early saving habits.
Joint account with parent/guardian required
None
Initial deposit ₱100
Valid IDs of child and guardian, birth certificate, account opening form
Step-up savings product with higher interest rates for consistent saving. Premium Build Up offers even higher rates for large balances.
Maximum 3 withdrawals per quarter to retain benefits
Below maintaining balance fee; withdrawal beyond 3 times/quarter may incur penalties or lower interest
Build Up: ₱5,000 opening/maintaining balance; Premium: ₱50,000
1 valid primary ID or 2 secondary IDs
Digital savings product that offers higher interest if you keep withdrawals to a minimum. You can open multiple “goal” sub-accounts for budgeting.
Must limit withdrawals to once per month to enjoy promo rates
Fall-below maintaining balance fee (₱300); dormancy fees after 2 years
Opening balance ₱500; existing SB account may be required
1 valid ID; existing SB online banking access (for online opening)
Higher-interest account that rewards you for maintaining funds and making fewer withdrawals. Offers bonus interest monthly/quarterly.
No withdrawals during interest-earning period to get bonus
Below maintaining balance fee (₱300 per month) if ADB falls below ₱10,000
Initial deposit ₱10,000
Valid government-issued ID, account opening form
Simple day-to-day savings account with lower maintaining balance than All Access. Comes with debit card and access to online banking.
Maintain ₱10,000 ADB to avoid fees
Below maintaining balance fee (₱300 per month); card replacement ₱200
Initial deposit ₱5,000; ability to maintain ₱10,000 ADB
1 valid primary ID or 2 secondary IDs
A savings + checking hybrid: gives you ATM / Debit Mastercard, passbook, checkbook—basically “everything” in one account; more features, good if you want access + perks.
You need to keep the maintaining balance, avoid falling below threshold else incur penalties. Also availability of free checkbook etc. depends on meeting conditions.
Opening balance: ₱5,000
1 valid primary ID (or 2 secondary IDs) for resident citizens.
An “all-in-one” account that combines features of savings, checking, time deposit; customizable with add-ons (e.g. checkbook) and zero maintaining balance if you don’t choose add-ons.
Add-on features increase required ADB; zero maintain balance option only without add-ons.
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Valid ID; fill out account opening forms; choose the plan / add-ons.
Valid photo-bearing government ID; proof of address; account forms.
Premium peso savings account that gives higher interest rates for larger balances. Designed for people who save more and want better returns. Unlimited withdrawals; includes passbook or statement of account.
Must maintain ADB; initial deposit; proper documentation.
Early closure: ₱500, Card Replacement Fee: ₱200
Initial deposit ₱25,000; 1 valid government-issued ID.
Valid government-issued ID; account opening form. Proof of address if needed.
Customizable savings account: you can pick features (Debit Card, Passbook, extra features like insurance) and the ADB depends on selected features. Meant to tailor banking experience.
Must select variant; pay applicable fees (annual or variant); maintain ADB as per variant; present valid ID etc.
Annual fee: ₱300 (debit card variant), ₱600 (debit card & passbook variant)
Account opening form; valid government-issued ID. Possibly additional documents if features like insurance.
Valid photo ID; proof of address; the special feature choices may require extra terms or agreements.
Savings with passbook and optional debit card; for those who like physical record + ATM access.
Must maintain required ADB; satisfy minimum deposit; have passbook; use valid ID etc.
None
Account opening form; valid government-issued ID.
Valid gov’t ID; proof of address if needed; passbook supplied by bank
Savings with ATM/debit card; allows transactions; suited for everyday savings uses.
Must have valid ID; fill opening forms; maintain ADB; maintain interest-earning balance if you want interest.
None
Fully filled RCBC account opening form; one valid government-issued photo ID.
Valid government-issued photo ID; proof of address if required
A virtual / digital savings account. Easy to open, no maintaining balance, no or minimal ADB required. Good for people who want online-only savings.
Must have valid ID; online/digital access; meet “balance to earn interest” for interest.
None
Fully filled account opening form; one valid government-issued photo ID.
Government-issued photo ID; possibly proof of address
Similar to Peso SuperSaver but denominated in USD. For those preferring to maintain savings in US dollars. Offers base interest depending on balance tier + bonus interest if no withdrawals in month.
Must maintain required ADB; avoid withdrawals if you want bonus; meet initial deposit.
Withholding tax: 15% (for USD interest)
Valid ID(s); proof of address; account opening forms; passbook or other record.
Government IDs with photo & signature; proof of address; documents for opening foreign currency accounts; possible additional documentation if non-resident or foreign individual.
A savings/tiered deposit account for customers with large balances. It gives higher interest rates as the average daily balance (ADB) increases. Also offers bonus interest if no withdrawals are made in a month.
Must maintain required ADB; must not perform withdrawals in the month to get bonus rate: 3.100% p.a. if no withdrawals during the calendar month. Also must satisfy initial deposit.
Withholding tax: 20% on interest earned.
Valid Philippine ID or IDs; proof of address; fill-out account opening requirements.
One or more valid government IDs with photo & signature; proof of billing/address; for corporate accounts, authorized signatories documentation.
A savings account designed for children; helps build savings habit early. Comes with passbook; monitoring by parent/guardian.
Must maintain minimum; withholding tax applies; guardian involved for minors.
Dormancy fee: ₱30/month if dormant for 5+ years and balance below maintaining balance
Valid ID of guardian or parent, birth certificate of child; one valid ID of applicant/guardian. Proof of address.
Same as above: one valid ID; proof of address; for minors, birth certificate and guardian documents.
Savings account with passbook to monitor transactions; optional Visa Debit card; for those who prefer physical record + digital access.
Must maintain required balance. Withholding tax of 20%. If Debit Card is included, maintain ₱25,000 to earn interest. Minors allowed (with guardian) per requirements for minors.
Dormancy fee: ₱30/month if dormant for 5+ years and balance below maintaining balance
Valid ID; proof of billing; extra for minors (birth certificate, guardian docs).
1 valid ID; proof of address; for minors, birth certificate and guardian documents.
A fully digital account opened via mobile app; convenient for online banking and fund transfers.
Must be Filipino citizen, ≥18 yrs; app and contact details required
Creation: ₱2,000
Smartphone + internet; branch not needed
Any gov’t ID; active email & mobile number
A children’s savings account (ages 0–17) with passbook, free accident insurance, and educational trust benefits.
Maintain ₱500 or $100 depending on currency
Creation: ₱100
Parent/guardian; branch visit
Child’s birth cert + guardian’s valid ID
For Overseas Filipino Workers; no initial or minimum balance required—provided remittance is made at least once per year.
Requires at least one remittance yearly; else converted to regular account
None
Branch visit; remittance requirement
1 valid photo ID with signature
Tailored for SSS pensioners; accredited for direct pension crediting; offers minimal required balance.
Maintain ₱100 ADB; else ₱300 fee if below balance
Creation: ₱100
Branch visit; SSS pension eligibility
1 valid photo ID with signature
A savings account in US dollars, ideal for receiving/saving dollar remittances.
Maintain $500 ADB
none
Initial deposit; branch visit
1 valid photo ID with signature
Designed for young savers (ages 7–21). Comes with a debit card; converts to regular ATM account upon reaching age 22.
Maintain ₱500 ADB starting 12th month after opening
None
Branch visit
1 valid photo ID with signature
This account is tailored for teens (aged 10–17), encouraging early saving habits with low initial deposit and no maintaining balance requirement. It’s accessible via FamBank Bundle and includes features parents can monitor.
Designed for youth; part of the FamBank Bundle which offers parental controls and convenience
None
₱100 deposit; bundle enrollment (parent/adult required)
ID for child & guardian
A tiered savings account that rewards you with BPI Rewards Points on top of interest, especially when depositing ₱100K or more. Convenient online opening via app (for existing BPI users) with debit card access.
Rewards points earn rate increases if you grow your balance monthly—double or triple points can be earned
None
₱3,000 deposit; maintain ₱50,000 daily balance
1 Valid ID
The USD-dollar version of Pamana Savings, offering life insurance of 3× your balance up to USD 40,000. It also pays interest and helps you manage US-dollar savings with protection. Suits offshore savers or OFWs.
Same insurance coverage mechanics as peso version
None
USD 1,000 deposit and maintaining balance
1 Valid ID
A card-based savings account that provides free life insurance worth 3× your average balance (up to ₱2M). It earns interest at a modest rate and gives convenient debit access. Ideal for those valuing protection alongside savings.
Insurance automatically applies upon opening, no premiums or medical exams needed
None
₱25,000 deposit and maintaining balance
1 valid ID (branch-based opening).
The USD version of Maxi-Saver, ideal for those holding foreign currency deposits. Offers a competitive interest rate and bonus interest if no withdrawals are made in a month. Suitable for OFWs or investors wanting to keep funds in USD.
Bonus applies only if no withdrawals are made in a month.
None
USD 2,500 deposit to open.
1 valid ID (branch-based opening).
A high-balance savings account designed to reward large depositors with higher returns. Earn bonus interest if you avoid withdrawals for the month. Perfect for individuals parking substantial funds with liquidity.
Bonus applies only if no withdrawals are made in a month.
None
₱2,000,000 deposit to open.
1 valid ID (branch-based opening).
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A versatile savings account that lets you save in major foreign currencies like USD, EUR, JPY, AUD, and more. Perfect for frequent travelers, OFWs, or anyone who wants to protect their savings from peso exchange rate changes. Available with passbook or ATM access (depending on currency), making it easy to deposit, withdraw, or transfer funds.
Allows multi-currency holding; passbook accessible
Varies by currency
Meet specific currency deposit thresholds.
Standard identification and possibly supporting documents for certain currencies.
A foreign currency savings account that lets you save and transact in US dollars while protecting your funds from peso fluctuations. Ideal for those receiving remittances, doing international business, or planning for travel abroad. Offers easy access through passbook or ATM, with competitive interest rates on your dollar deposits.
Easy overseas access; online and ATM available for USD accounts
none
Must meet USD minimums.
IDs per standard requirements.
Specifically made for Overseas Filipinos and their beneficiaries, allowing easy remittance and savings in one account. Enjoy zero maintaining balance as long as there’s at least one remittance every year. Accessible via passbook or ATM, making it convenient for families to receive and use funds.
Expires to regular account if no remittance in 1 year
May include ATM remittance and transaction fees (e.g., $3.5 ATM fee, 1% FX fee)
Remittance activity and minimal deposit required.
Valid government ID, selfie, Zoom verification for overseas applicants
A specialized savings account for clients aged 60 and above, offering preferential interest rates and easy access to funds. It helps seniors grow their money steadily while giving them the flexibility to withdraw when needed. Comes with passbook or ATM access, making it convenient for day-to-day use.
Low maintaining balance; supports emergency/leisure needs
None
Senior status required.
IDs proving age (Senior Citizen ID), other valid government IDs.
Designed for kids and teens below 18 years old, this account helps young savers build good money habits early. Parents can easily open the account with just a low initial deposit and enjoy passbook or ATM access. A simple and safe way to teach children about saving and managing money.
Controls via caretaker; restricted for youth account usage
Closing within 30 days: ₱300; Below MADB: ₱300; Dormancy: ₱30
Initial deposit; parent or guardian opens it.
Valid IDs, possibly parents’ IDs, and child’s information.
A high-interest savings account that rewards you for saving more and maintaining higher balances. The more you save, the higher the interest rate you earn, helping you grow your funds faster. Great for those who want to maximize their savings without committing to long-term time deposits.
Up to 3 free withdrawals/month, else transactional limits
BDO Philippines +1 Closing within 30 days: ₱300; Below MADB: ₱300; Dormancy: ₱30
Requires higher deposit and MADB.
Standard government ID(s) following BDO’s rules.
A traditional savings account that lets you track your deposits, withdrawals, and interest earnings through a physical passbook. Ideal for those who prefer in-branch transactions and keeping a tangible record of their savings history. Offers easy access to funds through any BDO branch or ATM.
Rewards interest above MADB; PDIC-insured up to ₱1M
Closing within 30 days: ₱300; Below MADB: ₱300; Dormancy: ₱30
Must meet initial deposit & MADB; maintain activity.
One government-issued ID; photo + signature; possibly selfie and signature sample.
EastWest’s Regular Savings Account requires a ₱5,000 initial deposit and maintaining balance, or ₱10,000 to earn 0.125% p.a. interest. Comes with a Visa debit card and online banking access.
Maintain balance to earn interest
No fees
Valid ID (PhilID, passport, etc.)
Valid ID
A fully digital savings account with no maintaining balance, free fund transfers, and daily interest credited. Open with just ₱1 and earn up to 8% annually without hidden fees.
No lock-in periodFflexible withdrawals
No fees
Valid IDMobile number
Valid ID
Open with just ₱2,000 and enjoy ATM access and debit card convenience. Maintain at least ₱10,000 to earn 0.0625% annual interest.
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No fees
Photo-bearing ID
Valid ID
Up to ₱30 cash rewards on first deposit
SeaBank offers one of the highest rates at 4% p.a. with no maintaining balance required. Open digitally, enjoy PDIC coverage up to ₱1M, and start earning daily interest on your deposits.
Up to ₱30 cash rewards on first deposit
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No fees
Valid ID; facial verification via app upload
Valid ID
Start saving with as little as ₱1 (SaveUp) or ₱100 (Jumpstart) and enjoy interest earnings on deposits. A daily balance of ₱5,000 is required to earn interest on Regular Savings.
Maintain daily balance ₱5,000 to earn interest
No fees
IDTINProof of billing1×1 photoSignature card
Valid ID
The BDO ATM Savings Account offers accessible banking nationwide with a low opening deposit of only ₱2,000. To avoid charges, account holders must maintain a balance of ₱2,000, earning 0.0625% interest per annum on savings. Convenient ATM withdrawals, debit card purchases, and online transfers are available.
Fund account within seven days if opening onlineCashless shopping with debit card with no fees if maintaining balance
No fees
Valid IDselfie with IDsignature cards (for online)
Valid ID
CIMB’s digital savings accounts offer higher-than-average interest rates, free life insurance, and seamless integration with GCash. Open an account with as little as ₱5,000 for TDs; no maintaining balance for savings.
Life insurance coverage on GSave (₱250K)
No fees
GCash app and CIMB app linkage
Valid ID
Maya Savings lets you grow funds faster with high-interest rates starting at 3.5% p.a. and up to 15% daily interest based on spending habits. Open with just ₱250, with no maintaining balance required.
Base 3.5% p.a., up to 15% p.a. daily via spending ₱500
No fees
1 valid IDSource of funds and nature of work
Valid ID
UNOready is a fully digital savings account with daily interest earnings and no minimum deposit requirement. Enjoy up to 3.75% p.a. interest, with balances of ₱5,000 and above eligible for maximum rates.
Philippine residency, valid PH SIM, email registration
No fees
Government IDAddress and mobile numberPossibly video verification
Valid ID
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Tonik offers flexible savings products, including Stash Accounts earning up to 4.5% p.a. and Time Deposits up to 6%. No maintaining balance is needed for savings, but TDs require at least ₱10,000.
Digital banking convenience
No fees
1 valid ID
Valid ID
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