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Apply for UnionBank Rewards Platinum Mastercard

Discover the UnionBank Rewards Platinum Mastercard and start earning valuable rewards on every purchase. Apply today to unlock a world of convenience and benefits beyond your expectations!

Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Annual Fee
2500

UnionBank Rewards Platinum Mastercard Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
  • 3x points when you shop and dine, both here and abroad
  • 1 point for every ₱30 spend anywhere including online shopping and food delivery
  • Use your points to redeem cash credits, merchandise, gadgets and more
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
  • Convert transactions to fixed monthly installments
  • PayBill: Auto-charge feature for utility bills
  • Up to 53 days of 0% interest credit
Favorite
Other
  • Enjoy discounts, perks and freebies nationwide
  • Advanced features to safeguard your transactions

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents
One photo-bearing, government-issued ID with identification number or date of birth TIN and SSS/GSIS/UMID Number
Proof of Income
Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp
Additional Requirements
  • You have a postpaid line or postpaid mobile phone
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
  • Your credit card account with other banks (if any) is current and in good credit standing

Fees

Annual Fee
2500
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
₱400 or 4% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
53
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the UnionBank Rewards Platinum Mastercard?

Turn everyday spending into extraordinary rewards with the UnionBank Rewards Platinum Mastercard. This card is designed for those who appreciate the power of maximizing their purchases—every swipe brings you closer to the rewards you deserve. From groceries to gadgets, your spending goes further with this card.

What makes it exceptional? With a low annual fee of just PHP 2,500 and no issuance fee, the UnionBank Rewards Platinum Mastercard ensures that earning rewards is both affordable and convenient. Its accessible income requirement of PHP 180,000 annually makes it a perfect choice for those who want premium benefits without premium costs.

This card is perfect for individuals aged 21 to 70 who want to make every transaction count. Whether it’s a weekend splurge or a daily necessity, your spending unlocks exclusive perks while ensuring you have access to your funds whenever needed with its high withdrawal limit.

Take control of your finances and enjoy a lifestyle enriched by rewards. Apply now for the UnionBank Rewards Platinum Mastercard and start making every peso work harder for you.

UnionBank Rewards Platinum Mastercard Alternatives

Metrobank Titanium Mastercard

Metrobank Titanium Mastercard

Mastercard
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Annual Fee
2500
  • No annual fees with a min. annual spend of ₱180K for new cardholders who apply until Aug 31, 2024
  • Earn 2x points on online, department store and dining transactions​
  • Enjoy 1 never-expiring point for every ₱20 spent
  • Experience exclusive benefits from Metrobank
  • Ideal for shoppers focused on essential spending
BPI Edge Card

BPI Edge Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Annual Fee
1320
  • Earn one 1 rewards point for every ₱50 spend
  • Enjoy flexible installment plans and payment options
  • One of the lowest forex conversion rates at 1.85%
  • Enjoy deals and discounts all year round from BPI
  • Ideal for young professionals who want to experience more out of life
UnionBank Cash Back Visa Platinum Credit Card

UnionBank Cash Back Visa Platinum Credit Card

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
150000
Annual Fee
4500
  • Earn up to 6% never-expiring cash back on groceries
  • Earn up to 2% never-expiring cash back on Meralco bill payments
  • Earn up to 0.20% never-expiring cash back on all other purchases
  • Save us much as ₱15,000 per year
  • Ideal for individuals looking to maximize savings on everyday essentials

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Frequently asked questions

What exclusive benefits does the UnionBank Rewards Platinum Mastercard offer for premium rewards seekers?
Open FAQ


This card provides faster rewards accumulation with higher earning rates for luxury spending, travel, and dining.

What types of rewards can be accessed with this card?
Open FAQ


Cardholders can redeem points for premium travel experiences, luxury items, high-value vouchers, and exclusive lifestyle services.

Are there special privileges for international spending with the Platinum Mastercard?
Open FAQ


Yes, the card offers enhanced rewards for overseas transactions, along with zero foreign transaction fees for seamless travel.

Does the card provide access to VIP services?
Open FAQ


Cardholders enjoy perks like access to airport lounges, dedicated concierge services, and exclusive offers at luxury brands.

How does the UnionBank Rewards Platinum Mastercard ensure a secure and seamless experience?
Open FAQ


The card features advanced security technology, real-time alerts, and global customer support for any transaction-related issues.