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Embark on a lifetime of adventures with the UnionBank Miles+ World Mastercard, where your miles never expire. Experience VIP lounge access, travel insurance, and more. Apply now and start your journey towards unforgettable experiences!
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Annual Fee
5000
Gifts and promo
Air miles
- 1 never-expiring mile for every ₱30 spend
- Convert your miles to redeem airline miles for your future travels or redeem cash credits
Cashback
Dining / restaurants
Loyalty points
Traveling
- Free DragonPass Membership with two complimentary visits per membership year
- Up to ₱1 Million in insurance coverage when you charge your tickets to your credit card
Shopping
Petrol
Bills/Payments
- Convert transactions to fixed monthly installments
- PayBill: auto-charge feature for utility bills
- Up to 53 days of 0% interest credit
Other
- Enjoy discounts, perks and freebies nationwide
- Purchases charged to your card are protected from accidental loss within 30 days from date of purchase
Eligibility
Minimum Age
21
Maximum Age
70
Min. Annual Income
360000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
One photo-bearing, government-issued ID with identification number or date of birth
Proof of Income
Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp
Additional Requirements
- You have a postpaid line or postpaid mobile phone
- You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- Your credit card account with other banks (if any) is current and in good credit standing
Fees
Annual Fee
5000
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
₱400 or 4% of total outstanding balance
Interest
Interest Rate
3%
Interest Free Period
53
Days
Limits
Min Credit Limt
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Max Credit Limt
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Withdrawal Limit
₱50,000 daily
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Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
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Receiving Methods
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What makes the UnionBank Miles+ World Mastercard the best option? Travel Without Limits, to put it simply. Enjoy special travel benefits like lounge access and insurance that guarantees peace of mind while you explore, as well as accrue miles that never expire.
This card, which has an annual charge of ₱5,000 and a competitive minimum income criterion of ₱360,000, is ideal for experienced travelers. It is intended for people who value long-term value and experiences.
With no issuance costs and a qualifying age range of 21 to 70, the UnionBank Miles+ World Mastercard blends functionality with distinction. Make use of it to transform regular expenses into countless opportunities for travel.
Choose a card that reflects your desire to begin your adventure. Rethink your travel habits by applying for the UnionBank Miles+ World Mastercard now.
RCBC Visa Platinum
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1200000
Annual Fee
5000
- Earn one Preferred Air Mile for as low as ₱25 per spend
- Convert your AIRMILES into mileage point at 1:1 rate
- Access to world-class airport lounge
- Up to ₱5 Million Travel Insurance Coverage and other travel benefits
- Up to 100% temporary increase in credit limit during travel period
- Ideal for frequent travelers
BPI Rewards Card
Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Annual Fee
1550
- Earn 1 reward point for every ₱35 spend
- Flexible installment plans with terms up to 36 months
- Free travel insurance wherever you go up to ₱2 million
- Enjoy a variety of year-round discounts and perks
- Ideal for shoppers looking for rewards
UnionBank Rewards Visa Platinum
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
150000
Annual Fee
2500
- Earn 3x Non-Expiring Reward Points when you shop and dine, both here and abroad
- Earn 1 Non-Expiring Reward Point for every ₱30 spent
- Redeem for Cash Credits, Merchandise, Gadgets, Points Transfers and More
- Ideal for individuals who enjoy earning rewards effortlessly
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Frequently asked questions
How does the UnionBank Miles+ World Mastercard stand out for frequent flyers?
It offers accelerated miles earning for every peso spent, especially on travel-related purchases like flights and hotels.
What makes this card ideal for luxury travelers?
It includes premium benefits such as access to exclusive airport lounges, luxury hotel privileges, and a dedicated concierge service.
Are there any benefits for everyday spending with this card?
Yes, cardholders earn miles on all purchases, with bonus miles for travel, dining, and luxury retail transactions.
What are the redemption options for miles earned with this card?
Miles can be redeemed for free flights, upgrades, or exclusive travel experiences through UnionBank's airline partners.
Does the card offer travel insurance and assistance?
Yes, it provides extensive travel insurance and 24/7 assistance for medical, legal, and emergency travel needs.
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