UnionBank / Mastercard

Apply for UnionBank Platinum Mastercard

Maximize your savings with the UnionBank Platinum Mastercard. Apply now to earn generous cashback on every purchase and enjoy complimentary airport lounge access!
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000

UnionBank Platinum Mastercard Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
  • 1% cash back on all purchases with no caps
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
Traveling
Traveling
  • Free lounge access at NAIA Terminals 1 and 3
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Convert transactions to fixed monthly installments
  • PayBill: auto-charge feature for utility bills
  • Up to 53 days of 0% interest credit
Other
Other
  • Enjoy discounts, perks and freebies nationwide
  • Advanced features to safeguard your transactions

Eligibility

Minimum Age
18
Maximum Age
70
Min. Annual Income
600000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
A copy of one valid government ID with photo and signature
Proof of Income

A copy of one of the following:

  • ITR Certificate of Compensation Payment and Tax Withheld or similar documents
  • Certificate of Employment or Employment Contract
  • Latest 3-months payslip
  • BIR Form 2316 or similar document
  • Proof of pension
  • Latest 3 months copy of Bank SOA from another bank
Additional Requirements
  • You have a postpaid line or postpaid mobile phone
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
  • Your credit card account with other banks (if any) is current and in good credit standing

Fees

Annual Fee
3000
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱400 or 4% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
53
Days

Limits

Min Credit Limt
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Max Credit Limt
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Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the UnionBank Platinum Mastercard?

What makes the UnionBank Platinum Mastercard the best option? Simply put: Astute Savings. This card combines elegance and functionality by offering you access to elite airport lounges and substantial cashback returns on regular purchases.

Smart consumers are the target market for the UnionBank Platinum Mastercard. Many Filipinos may afford it because the minimum income required is only ₱600,000. Given the abundance of benefits it offers, the yearly charge of ₱3,000 is reasonably priced.

The card's zero-issuance charge and broad age eligibility range (18 to 70) guarantee inclusivity, making it easy to use. Every transaction offers discounts and peace of mind, whether it's for groceries or expensive goods with the high UnionBank Rewards Platinum Mastercard credit limit.

The UnionBank Platinum Mastercard can help you get the most out of your purchases. To access wise financial advantages right now, apply now.

UnionBank Platinum Mastercard Alternatives

BPI Gold Rewards Card

BPI Gold Rewards Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
480000
Anual fee
2250
  • Earn 1 reward point for every ₱35 spend
  • Avail flexible installment plans with terms up to 36 months
  • Free travel insurance up to ₱10 million
  • Enjoy endless rewards and perks all year round
  • Ideal for cardholders looking for premium benefits
EastWest Visa Gold

EastWest Visa Gold

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Anual fee
2500
  • Earn 1 reward point for every ₱100 spent
  • Travel with confidence thanks to complimentary Travel Accident and Inconvenience Insurance
  • Use your EastWest Visa Gold globally, including in the Philippines
  • Benefit from a variety of exclusive privileges for shopping, dining, and traveling
  • Ideal for those who prioritize luxury and rewards
EastWest Dolce Vita Titanium Mastercard

EastWest Dolce Vita Titanium Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
300000
Anual fee
2000
  • Enjoy shopping, dining, and relaxing with special deals and discounts from your favorite places
  • Get exclusive perks and privileges at beauty, health, and wellness retailers
  • Earn 1 Charm for every ₱100 spent
  • Redeem accumulated Charms for rewards and vouchers
  • Ideal for frequent lifestyle shoppers

Frequently asked questions

What makes the UnionBank Platinum Mastercard a top-tier choice for frequent travelers?
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The card provides extensive travel perks, including comprehensive travel insurance, access to airport lounges, and rewards for overseas spending.

Does the Platinum Mastercard offer unique benefits for business professionals?
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Yes, it includes higher credit limits, flexible payment terms, and exclusive access to business-class services.

How does the UnionBank Platinum Mastercard enhance online shopping security?
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It features 3D Secure technology, fraud protection alerts, and multi-layered verification for online transactions.

What are the rewards redemption options for the Platinum Mastercard?
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Points earned can be redeemed for travel, luxury items, gift vouchers, or even bill payments, providing versatility to cardholders.

Are there special offers for dining and leisure with this card?
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Yes, it provides premium discounts and privileges at select fine-dining restaurants, hotels, and entertainment establishments.