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Apply for PNB Cashback Titanium Mastercard

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Withdrawal Limit
-
Min. Annual Income
120000
Annual Fee
2500

PNB Cashback Titanium Mastercard Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback

Up to 8% on select categories

Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling

Travel Insurance

Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
120000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

2 Valid Government IDs

Proof of Income

ITR, Certificate of Employment, Payslips

Additional Requirements

Proof of Income & Billing

Fees

Annual Fee
2500
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
₱500

Interest

Interest Rate
3.25% per month
Interest Free Period
50
Days

Limits

Min Credit Limt
10000
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Max Credit Limt
10000
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Withdrawal Limit
-
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the PNB Cashback Titanium Mastercard?

Ideal if you want simple, unlimited rewards on all types of spending without category tracking.

PNB Cashback Titanium Mastercard Alternatives

HSBC Red Mastercard

HSBC Red Mastercard

Mastercard
Withdrawal Limit
-
Min. Annual Income
200000
Annual Fee
2500
  • Accelerated Rewards: 4× points on dining, online, shopping, and overseas spend; 1 point per ₱20 on other purchases
  • Fuel Rebate: 6% on first Caltex fuel purchase; 3% thereafter at Caltex stations
  • Welcome Offers: For instance, 3,000 PHP GCash eGCs when you spend ₱10,000 within 60 days (promo details vary)
  • Additional Features:
    • Access to over 27,000 travel privileges via HSBC’s home&Away program
    • Autocharge facility for bills
    • Cash advance capability
  • Metrobank M Free Card

    Metrobank M Free Card

    Mastercard
    Withdrawal Limit
    Refer to your MetroBank
    Min. Annual Income
    867000
    Annual Fee
    0
    • NO annual fee for life
    • NO minimum spent requirement
    • Worldwide acceptance 0% installment programs
    • Exclusive Promotions and Offers
    • Ideal for those looking to maximize financial control and convenience
    Atome Card

    Atome Card

    Mastercard
    Withdrawal Limit
    0
    Min. Annual Income
    0
    Annual Fee
    0
    • Buy Now, Pay Later (BNPL) Card
    • Up to ₱200,000 spending limit
    • Pay later at 0% interest for up to 40 days
    • Flexible installment plans up to 6 months
    • No annual fees, hidden charges and tedious paperwork
    • Fast online application in under 90 seconds

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