Share your feedback
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500
Gifts and promo
Air miles
Cashback
Up with up to 8% Dining, 5% Shopping & Entertainment Cashback
Dining / restaurants
Loyalty points
Traveling
Shopping
Petrol
Bills/Payments
Other
Eligibility
Minimum Age
18
Maximum Age
65
Min. Annual Income
200000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
Valid ID (SSS, TIN, UMID, etc.)
Proof of Income
At least 12 months of employment or established credit history
Additional Requirements
Fees
Annual Fee
2500
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
0
Interest
Interest Rate
3%
Interest Free Period
Days
Limits
Min Credit Limt
40000
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Max Credit Limt
40000
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Withdrawal Limit
0
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Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Apple Pay
Google Pay
Receiving Methods
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HSBC Live+ Credit Card
Visa
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500
Cashback perks:
- 8% cashback on dining and shopping during your birthday month (capped at ₱1,000)
- 5% cashback on dining and shopping year-round (capped at ₱1,000/month)
- 1% cashback on other local purchases
- 0.5% cashback on overseas spend
Exclusive privileges:
- HSBC home&Away Privilege Programme discounts worldwide
- Flexible payment terms with 0% interest installment plans at partner merchants
- Contactless payment for quick and secure transactions
Ideal for: Frequent diners, lifestyle shoppers, and those who want consistent cashback rewards.
RCBC Visa Platinum
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1200000
Annual Fee
5000
- Earn one Preferred Air Mile for as low as ₱25 per spend
- Convert your AIRMILES into mileage point at 1:1 rate
- Access to world-class airport lounge
- Up to ₱5 Million Travel Insurance Coverage and other travel benefits
- Up to 100% temporary increase in credit limit during travel period
- Ideal for frequent travelers
PNB-PAL Mabuhay Miles World Mastercard
Mastercard
Withdrawal Limit
-
Min. Annual Income
2400000
Annual Fee
6000
Priority check-in at PAL Business Class counters; concierge services; lounge access
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Frequently asked questions
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Finmerkado.ph is a financial product comparison platform and does not act as a lender or credit card issuer. We do not directly provide loans or credit cards. Rather, Finmerkado.ph enables users to assess and compare offers from trusted, verified financial institutions offering a variety of products, including personal loans and credit cards.
Finmerkado.ph does not charge users any fees for accessing or using our services. All product terms, including fees, interest rates, and Annual Percentage Rates (APRs), are set by our partners and will be fully disclosed by the provider before you sign any agreement.
© FinMerkado Inc. SEC Registration No. 2024120180322-17