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Withdrawal Limit
-
Min. Annual Income
15000
Annual Fee
0
Gifts and promo
Air miles
Cashback
Dining / restaurants
Loyalty points
Traveling
Shopping
Earn 1 Rewards Point for every ₱30 spent at Puregold and 1 Rewards Point for every ₱50 spent at partner establishments.
Petrol
Bills/Payments
Other
Eligibility
Minimum Age
21
Maximum Age
65
Min. Annual Income
15000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
One valid government-issued ID with photo and signature
Proof of Income
Payslip, Certificate of Employment, or Bank Statement may be required
Additional Requirements
Active EastWest account, valid TIN
Fees
Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
5% of total balance or ₱200, whichever is higher
Interest
Interest Rate
2.5% per month
Interest Free Period
50
Days
Limits
Min Credit Limt
0
---
Max Credit Limt
0
---
Withdrawal Limit
-
---
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Apple Pay
Receiving Methods
---
Metrobank Titanium Mastercard
Mastercard
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Annual Fee
2500
- No annual fees with a min. annual spend of ₱180K for new cardholders who apply until Aug 31, 2024
- Earn 2x points on online, department store and dining transactions
- Enjoy 1 never-expiring point for every ₱20 spent
- Experience exclusive benefits from Metrobank
- Ideal for shoppers focused on essential spending
Metrobank Platinum Mastercard
Mastercard
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
700000
Annual Fee
5000
- Exclusive welcome gift for New-to-Metrobank credit cardholders
- Earn rewards points effortlessly: 1 point for every ₱20 spent
- Enjoy exclusive discounts of up to 50% on premium dining
- Get peace of mind with eCommerce purchase protection
- No annual fee for your first supplementary card
- Ideal for those seeking effortless rewards on their everyday purchases
HSBC Live+ Credit Card
Visa
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500
Cashback perks:
- 8% cashback on dining and shopping during your birthday month (capped at ₱1,000)
- 5% cashback on dining and shopping year-round (capped at ₱1,000/month)
- 1% cashback on other local purchases
- 0.5% cashback on overseas spend
Exclusive privileges:
- HSBC home&Away Privilege Programme discounts worldwide
- Flexible payment terms with 0% interest installment plans at partner merchants
- Contactless payment for quick and secure transactions
Ideal for: Frequent diners, lifestyle shoppers, and those who want consistent cashback rewards.
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Frequently asked questions
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Finmerkado.ph is a financial product comparison platform and does not act as a lender or credit card issuer. We do not directly provide loans or credit cards. Rather, Finmerkado.ph enables users to assess and compare offers from trusted, verified financial institutions offering a variety of products, including personal loans and credit cards.
Finmerkado.ph does not charge users any fees for accessing or using our services. All product terms, including fees, interest rates, and Annual Percentage Rates (APRs), are set by our partners and will be fully disclosed by the provider before you sign any agreement.
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