EastWest Bank / Mastercard

Apply for EastWest Gold Mastercard

It's all about experiencing life's privileges! Apply now and enjoy limitless rewards with the EastWest Gold Mastercard!
Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Anual fee
2500

EastWest Gold Mastercard Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Every ₱100 charged to your EastWest credit card will earn you 1 Rewards Point
  • Convert your Rewards Points into eGift Rewards and Limitless Rewards Vouchers which you may use to purchase merchandise or exchange for gift certificates at partner merchants or redeem Miles or Cash Rebates
Traveling
Traveling
  • You and your family are covered for up to ₱20 Million with comprehensive travel accident and inconvenience insurance when international/domestic air, land, and sea travel fares are purchased using your EastWest Gold Mastercard
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Get cash whenever you need it - simply withdraw from an EastWest ATM, or from any ATM bearing the BancNet, Mastercard, Cirrus, Visa or Visa Plus logo using your Cash Advance Personal Identification Number (CA-PIN)
  • Experience peace of mind with technology-enabled features that ensure your payments are secure every time you use your EastWest Gold Mastercard
Other
Other
  • Enjoy year-round special discounts and privileges from partner merchants - from shopping, dining, health and wellness, to travel and leisure when you use your EastWest Gold Mastercard

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
480000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • Photocopy of one valid ID with picture and signature (e.g. Company ID, Driver's License, Passport, Professional Regulation Commission (PRC) ID, SSS ID, BIR ID, Postal ID, etc.)
Proof of Income
  • Regular Employee: Latest BIR Form 2316/ITR, Certificate of Employment with compensation breakdown, Appointment/Personnel Action Memo, Salary Adjustment Memo (latest month), Latest 3 months Payslips, Latest Service Record (gov employees), Valid Credit Card Reference, and Latest Month SoA
  • Self-Employed: Latest BIR Form 1701/ITR, Latest Audited Financial Statements, Valid Credit Card Reference, and Latest Month So
Additional Requirements

Fees

Annual Fee
2500
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
Refer to your EastWest Bank

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
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Max Credit Limt
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Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the EastWest Gold Mastercard?

Enjoy whatever life has to offer without all the hassle with the EastWest Gold Mastercard. With the advancement of new high withdrawal limits to exclusive privileges, the card is tailored to support your lifestyle while keeping your finances both flexible and convenient.

The EastWest Gold Mastercard is highly efficient, with an annual fee of ₱2,500 and free issuance. It requires at least ₱480,000 in annual income, making it a more practical option for people looking to beef up their purchasing power without going beyond the expected limit.

And what is really unique is how this card seems to deliver access with premium features seamlessly. Whether one covers the daily essentials or blows the special purchase, transaction rewards with every activity guaranteed under the EastWest Gold Mastercard are ensured.

Don't wait any longer to get that lifestyle upgrade: apply for your EastWest Gold Mastercard now and start living the good life on a Mastercard.

EastWest Gold Mastercard Alternatives

RCBC Classic Mastercard

RCBC Classic Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
1500
  • Earn flexible non-expiring Rewards Points from all your purchases
  • Convert your points to air miles and other rewards
  • Free budget monitoring tools
  • Convert straight purchases made anywhere to installment
  • Free travel insurance and purchase protection
  • No Annual Fee For Life
  • Ideal for the young professionals enjoying financial independence
RCBC Flex Gold Visa

RCBC Flex Gold Visa

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000
  • 2X Rewards points on three preferred categories
  • Change your preferred categories once every billing cycle
  • Flexible Rewards redemption options (shopping vouchers, cash rebates and more)
  • Free Travel Insurance & Purchase Protection
  • Get access to the Marhaba/Skyview Airport Lounge
  • Free budget monitoring tools
  • Ideal for young professionals
BPI Signature Card

BPI Signature Card

Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1200000
Anual fee
5500
  • Earn 2 BPI points for every ₱20 spend
  • Get up to ₱20 million free travel accident and inconvenience benefit
  • Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3
  • Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round
  • Ideal for frequent travelers

Frequently asked questions

What are the key features of the EastWest Gold Mastercard, and who is it best suited for?
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The EastWest Gold Mastercard is designed for individuals who seek a blend of valuable rewards, convenience, and exclusive perks.
Key Features:
Rewards Points: Earn 1 rewards point for every ₱30 spent on all purchases.
Exclusive Deals: Enjoy access to special discounts and promotions with partner merchants across dining, shopping, and travel.
Worldwide Acceptance: Accepted globally, providing access to millions of establishments and ATMs worldwide.
This card is ideal for individuals who want a balanced credit card with everyday benefits and rewards.

How can I earn and redeem rewards with the EastWest Gold Mastercard?
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The EastWest Gold Mastercard offers a straightforward rewards program:
Earning Rate: Earn 1 rewards point for every ₱30 spent on purchases.
Redemption Options:
Use points for shopping vouchers, airline miles, or lifestyle rewards.
Redeem points for statement credits, giving you flexibility to pay off your balance.
Take advantage of exclusive partner deals for dining, shopping, and travel.
How to Redeem:
Redeem rewards via the EastWest Online Banking platform or the EastWest Mobile Banking App.

What are the eligibility requirements for the EastWest Gold Mastercard?
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To apply for the EastWest Gold Mastercard, you need to meet the following criteria:
Age: At least 21 years old.
Income: Minimum annual income of ₱180,000.
Residency: Filipino citizen or resident foreigner with a valid Philippine address.
Documents Required:
A valid government-issued ID (e.g., passport or driver’s license).
Proof of income (e.g., payslips, ITR, or Certificate of Employment).
Proof of billing address (e.g., utility bill, bank statement).
This card is ideal for individuals who have a stable income and are looking to maximize their spending power with valuable rewards.

What are the fees and charges associated with the EastWest Gold Mastercard?
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The EastWest Gold Mastercard comes with the following fees:
Annual Fee: ₱1,500 (waived for the first year).
Supplementary Card Annual Fee: ₱750 per card.
Late Payment Fee: ₱750 or the unpaid minimum amount due, whichever is lower.
Cash Advance Fee: ₱250 or 2% of the amount withdrawn, whichever is higher.
Foreign Transaction Fee: 2.5% of the converted transaction amount.
The affordable annual fee and waived fee for the first year make it a great option for those who are looking for a low-cost yet rewarding card.

What additional benefits does the EastWest Gold Mastercard offer?
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Beyond rewards points, the EastWest Gold Mastercard provides several valuable benefits:
Purchase Protection: Coverage for accidental damage or theft of eligible items purchased with the card.
Travel Insurance: Complimentary travel accident insurance when you use the card to purchase travel tickets.
Worldwide Assistance: Access to emergency assistance services globally, including travel-related support and card replacement.
Flexible Installments: Convert purchases to easy installment plans with flexible terms and low interest rates.
Exclusive Partner Deals: Enjoy special discounts on dining, shopping, and travel through EastWest’s partner merchants.