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Every car owner needs a reliable credit card on every trip. Apply now to take the Petron BPI Card for a test drive and enjoy fuel rebates, flexible installment plans, and other exclusive perks!
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Annual Fee
1550
Gifts and promo
Air miles
Cashback
Dining / restaurants
Loyalty points
Traveling
Shopping
Petrol
- Earn fuel rebate of 3% at any Petron station nationwide (maximum ₱15,000 fuel rebate per year)
- For newly approved principal cardholders, the card comes with a free ₱200 fuel voucher
Bills/Payments
- Get access to cash anytime when you need it, withdraw up to 30% of your available credit limit through cash advance and pay in installment up to 36 months
- Enjoy real 0% installment, Buy Now Pay Later, and additional installment limit with our Bonus Madness Limit
- Convert your straight purchases to installment with BPI very low add-on rates
Other
Eligibility
Minimum Age
21
Maximum Age
60
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
- Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Signed Certificate of Employment
Proof of Income
- Regular Employee: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank
Additional Requirements
Fees
Annual Fee
1550
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
₱850 or 3.57% of total outstanding balance
Interest
Interest Rate
3%
Interest Free Period
0
Days
Limits
Min Credit Limt
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Max Credit Limt
---
Withdrawal Limit
Refer to your BPI
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Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
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Receiving Methods
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For car owners, the BPI Petron Card is the ultimate travel companion. Enjoy fuel rebates, exclusive perks, and flexible installment plans that make every trip smoother and more rewarding. Whether you’re commuting or on a road trip, this card is designed with drivers in mind.
Accessible with a minimum annual income of ₱180,000 and an affordable annual fee of ₱1,550, the Petron BPI credit card offers incredible value. No issuance fees mean you can hit the road faster, hassle-free.
This card’s standout feature is its focus on fuel efficiency—literally. With rebates on your fuel purchases and perks tailored to motorists, it helps you save while keeping your engine running.
Drive smarter, save better, and enjoy the journey. Apply for the Petron BPI Card today and experience the convenience it brings to every trip.
UnionBank Miles+ World Mastercard
Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Annual Fee
5000
- Earn 1 never-expiring mile for every ₱30 spend
- Convert miles to airline miles or cash credits
- Enjoy VIP lounge access with FREE DragonPass Membership
- Up to ₱1 million travel insurance
- Complimentary 30-Day Purchase Protection
- Virtual Card for Virtual Shopping - Activate instantly upon approval
- Ideal for frequent travelers
HSBC Red Mastercard
Mastercard
Withdrawal Limit
-
Min. Annual Income
200000
Annual Fee
2500
- Access to over 27,000 travel privileges via HSBC’s home&Away program
- Autocharge facility for bills
- Cash advance capability
Maya Landers Cashback Credit Card
Visa
Withdrawal Limit
0
Min. Annual Income
0
Annual Fee
0
- No annual fee with just one monthly transaction
- Earn up to 5% cashback at Landers on in-store and online purchases
- Get 2% cashback on dining and 1% cashback on other local or international spends.
- Exclusive Landers perks—enjoy discounts, promos, and store access with your membership.
- Complete in-app control—freeze/unfreeze, view transactions, manage limits, and redeem cashback instantly.
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Frequently asked questions
What are the cashback rewards for the BPI Petron Mastercard?
The BPI Petron Mastercard offers exclusive fuel rebates:
3% cashback on fuel purchases at Petron stations nationwide.
Earn 1 rewards point for every ₱50 spent on non-fuel transactions.
Note:
Fuel rebates are capped at ₱15,000 in annual fuel spending (equivalent to a maximum rebate of ₱450 per year).
Cashback is automatically credited to your statement and does not require manual redemption.
Who is eligible to apply for the BPI Petron Mastercard?
To qualify for the BPI Petron Mastercard, you must meet the following criteria:
Age: At least 21 years old.
Income: Minimum annual income of ₱180,000.
Residency: Filipino citizen or resident foreigner with a valid local address.
Documents: Provide a valid government-issued ID, proof of income (e.g., latest payslip or ITR), and any other documents required by BPI.
This card is ideal for individuals who regularly spend on fuel and want to save on gas expenses.
What are the fees and charges for the BPI Petron Mastercard?
The card comes with the following fees:
Annual fee: ₱1,550 (waived for the first year).
Supplementary card annual fee: ₱775 per card.
Late payment fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Cash advance fee: ₱200 or 2% of the amount withdrawn, whichever is higher.
Foreign transaction fee: 2% of the converted transaction amount.
These fees are competitive, making it an affordable choice for everyday spending and fuel savings.
What additional benefits does the BPI Petron Mastercard offer?
The card provides perks beyond fuel savings:
Installment Plans: Convert big purchases into installment payments with flexible terms of up to 36 months.
Secure Online Transactions: Equipped with EMV chip technology for fraud protection.
Global Acceptance: Use your card at millions of establishments worldwide and withdraw cash from ATMs.
Exclusive Discounts: Access promotions and discounts at participating partner merchants.
These features make it a versatile card for both fuel and non-fuel transactions.
How can I manage my BPI Petron Mastercard account and maximize rewards?
Managing your card and rewards is simple:
Online and Mobile Banking: Use the BPI Online platform or the BPI Mobile App to track your transactions, monitor your fuel rebates, and view your rewards points.
Auto-debit Payments: Set up automatic payments to avoid missed due dates.
Customer Support: Contact BPI’s 24/7 hotline at (+632) 889-10000 for assistance or inquiries.
By using the card for all fuel purchases at Petron and other eligible spending, you can maximize cashback and points earnings.
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