BPI / Mastercard

Apply for BPI Edge Card

Ready to take your lifestyle to the edge? Make the leap with the BPI Edge Card. Apply now to earn points with every swipe, explore payment options, and enjoy exclusive deals with this one-of-a-kind BPI credit card!
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Anual fee
1320

BPI Edge Card Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Earn 1 rewards point for every ₱50 spend
Traveling
Traveling
  • Enjoy one of the lowest forex rates at just 1.85 % and use it for your international purchases and when shopping abroad
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Get cash anytime and pay it in up to 36 months in installment when you convert your credit limit to cash
  • Avail of cash advance and withdraw up to 30 % of your available credit limit
  • Enjoy real 0% installment, Buy Now Pay Later, and additional installment limit with our Bonus Madness Limit
  • Convert your straight purchases to installment with BPI very low add-on rates
Other
Other
  • Enjoy a wide array of year-round special deals

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Signed Certificate of Employment
  • Self-Employed: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Audited Financial Statements: With BIR/bank stamp
Proof of Income
  • Regular Employee: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank
  • Self-Employed: Latest ITR with BIR/bank stamp
Additional Requirements

Fees

Annual Fee
1320
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱850 or 3.57% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
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Max Credit Limt
---
Withdrawal limit
Refer to your BPI
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the BPI Edge Card?

BPI Edge Card

What benefits does this cost-effective credit card offer? In two words: Ready to take your lifestyle to the edge? Make the leap with the BPI Edge Card. Apply now to earn points with every swipe, explore payment options, and enjoy exclusive deals with this one-of-a-kind BPI credit card!.

If you're considering getting a new credit card in the Philippines, the BPI Edge Card is an excellent choice. This card offers a high withdrawal limit, ensuring you have access to your funds whenever you need them. It is designed to be accessible with a minimum annual income requirement of just 180000, making it an ideal option for a wide range of Filipinos. The BPI Edge Card comes with a competitive annual fee of 1320, providing great value for the benefits it offers.

Additionally, the card features a low issuance fee of only 0, making it hassle-free and cost-effective to obtain. The BPI Edge Card also caters to a wide age range, with a minimum age requirement of 21 and a maximum age limit of 65.

In summary, the BPI Edge Card offers a host of benefits tailored to meet the needs of cardholders in the Philippines, including high withdrawal limits, affordable fees, and flexible age requirements. Enhance your financial flexibility and convenience with the BPI Edge Card.

The BPI Edge Card offers unique benefits and flexibility to individuals who lead adventurous lives. Get points for each swipe, find unique ways to pay, and take advantage of offers tailored to your preferences. This card helps you stay on top of trends in dining, shopping, and entertainment.

The BPI Edge credit card is inexpensive and full of perks, with an annual cost of ₱1,320 and no issuance fee. With a ₱180,000 minimum income criteria, it's accessible and a great choice for young professionals or first-time cardholders.

The BPI Edge Mastercard's emphasis on ease and rewards is what really makes it unique. Whether you're managing regular purchases or venturing into new adventures, it's made to enhance your everyday life.

Why put off improving your way of life? To start saving money and earning exclusive benefits, apply for the BPI Edge Card now.

BPI Edge Card Alternatives

UnionBank Platinum Mastercard

UnionBank Platinum Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000
  • Earn 1% cashback on every purchase
  • FREE airport lounge access
  • Accepted Globally at over 30 million establishments and ATMs
  • Ideal for value-driven cardholders
UnionBank Lazada Credit Card

UnionBank Lazada Credit Card

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Anual fee
3000
  • Earn 6x Lazada Credits for every ₱200 spent on Lazada
  • Get 1 Lazada Credit per ₱200 spent elsewhere
  • FREE ₱5,000 Lazada Credits for new cardholders
  • Enjoy exclusive discounts and free shipping vouchers
  • Waived first-year annual fee
  • Ideal for frequent online shoppers
RCBC JCB Platinum

RCBC JCB Platinum

JCB
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1200000
Anual fee
3600
  • Earn reward points for as low as ₱25 per purchase
  • Complimentary access to over 50 airport lounges
  • Free travel insurance of up to ₱1 million for every trip
  • Access to 24/7 Concierge Desk for your reservations and card-related emergencies
  • No Annual Fee For Life
  • Ideal for local and international travelers
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