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Apply for BDO ShopMore Mastercard

The BDO ShopMore Mastercard offers enhanced rewards and shopping benefits, making it ideal for frequent shoppers and those who prefer flexible payment options.

Withdrawal Limit
Up to 30% of credit limit
Min. Annual Income
180000
Annual Fee
2050

BDO ShopMore Mastercard Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants

Discounts at partner restaurants

Membership
Loyalty points

SM Advantage points

Traveling
Traveling
Shopping
Shopping

5% rebate during SM's 3-day sale (minimum ₱5,000 spend)

Gas Station
Petrol

1 point per ₱20,000 spend at Petron

Bills/Payments
Bills/Payments

1 point per ₱200 spend on bills

Favorite
Other

Eco-friendly card made from recycled plastic; exclusive online deals

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

Government-issued ID; proof of income; proof of billing; SM Advantage card application form

Proof of Income

Yes

Additional Requirements

Fees

Annual Fee
2050
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
-

Interest

Interest Rate
3.5% per month
Interest Free Period
20
Days

Limits

Min Credit Limt
10000
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Max Credit Limt
10000
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Withdrawal Limit
Up to 30% of credit limit
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Apple Pay
Google Pay

Receiving Methods

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Why should i get the BDO ShopMore Mastercard?

BDO ShopMore Mastercard Alternatives

HSBC Gold Visa Cashback

HSBC Gold Visa Cashback

Visa
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500
  • 5% cashback on all dining transactions—perfect for foodies and frequent diners.
  • 3% rebate on your first Caltex fuel purchase, then 3% thereafter—consistent savings at the pump. (Moneymax lists 3%, while some sources mention 6% first then 3% afterwards.)
  • 0.5% cashback on all other purchases, with some sources stating a lower rate of 0.2% for non-dining transactions
  • 0% installment plans available for 3–36 months on selected purchases.
  • AUB Classic Mastercard

    AUB Classic Mastercard

    Mastercard
    Withdrawal Limit
    Cash advance allowed but interest applies
    Min. Annual Income
    50000
    Annual Fee
    0

    Classic features with flexible payments and rewards

    HSBC Premier Mastercard

    HSBC Premier Mastercard

    Mastercard
    Withdrawal Limit
    -
    Min. Annual Income
    300000
    Annual Fee
    0
  • Earn 1 air mile for as low as ₱25 spend
  • 3× bonus points on local shopping or dining; 4× bonus points for every ₱20 spent overseas
  • Fuel rebate: 6% on first Caltex fill, 3% thereafter, year-round
  • Free travel insurance included
  • Access to 1,300+ airport lounges worldwide via Mastercard Travel Pass app (lounge fee: USD 32 per person/visit)
  • HSBC home&Away privileges globally (dining, shopping, leisure offers)
  • Convenience features: contactless payments, AutoCharge bill payments, 0% installment plans, cash instalment conversion, balance transfers
  • BDO ShopMore Mastercard user reviews

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