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Atome / Mastercard

Apply for Atome Card

Atome Card
No annual fee
Withdrawal Limit
0
Min. Annual Income
0
Annual Fee
0

Atome Card Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
18
Maximum Age
70
Min. Annual Income
0
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

A copy of one valid government-issued ID with photo and signature

Proof of Income

 Recent Pay Slip

• BIR Form 2316

• Original Certificate of Employment

• Latest ITR (1700 or 1701) with BIR or Bank stamp

Additional Requirements

• A postpaid line or postpaid mobile number

• A valid TIN and SSS/GSIS/UMID Number

Fees

Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
-

Interest

Interest Rate
0% per month
Interest Free Period
40
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
0
---

Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Apple Pay
Google Pay

Receiving Methods

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Why should i get the Atome Card?

Atome Card Alternatives

AUB Classic Mastercard

AUB Classic Mastercard

Mastercard
Withdrawal Limit
Cash advance allowed but interest applies
Min. Annual Income
50000
Annual Fee
0

Classic features with flexible payments and rewards

RCBC Flex Gold Visa

RCBC Flex Gold Visa

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Annual Fee
3000
  • 2X Rewards points on three preferred categories
  • Change your preferred categories once every billing cycle
  • Flexible Rewards redemption options (shopping vouchers, cash rebates and more)
  • Free Travel Insurance & Purchase Protection
  • Get access to the Marhaba/Skyview Airport Lounge
  • Free budget monitoring tools
  • Ideal for young professionals
HSBC Red Mastercard

HSBC Red Mastercard

Mastercard
Withdrawal Limit
-
Min. Annual Income
200000
Annual Fee
2500
  • Accelerated Rewards: 4× points on dining, online, shopping, and overseas spend; 1 point per ₱20 on other purchases
  • Fuel Rebate: 6% on first Caltex fuel purchase; 3% thereafter at Caltex stations
  • Welcome Offers: For instance, 3,000 PHP GCash eGCs when you spend ₱10,000 within 60 days (promo details vary)
  • Additional Features:
    • Access to over 27,000 travel privileges via HSBC’s home&Away program
    • Autocharge facility for bills
    • Cash advance capability
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