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Atome / Mastercard

Apply for Atome Card

Atome Card
No annual fee
Withdrawal Limit
0
Min. Annual Income
0
Annual Fee
0

Atome Card Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
18
Maximum Age
70
Min. Annual Income
0
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

A copy of one valid government-issued ID with photo and signature

Proof of Income

 Recent Pay Slip

• BIR Form 2316

• Original Certificate of Employment

• Latest ITR (1700 or 1701) with BIR or Bank stamp

Additional Requirements

• A postpaid line or postpaid mobile number

• A valid TIN and SSS/GSIS/UMID Number

Fees

Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
-

Interest

Interest Rate
0% per month
Interest Free Period
40
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
0
---

Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Apple Pay
Google Pay

Receiving Methods

---

Why should i get the Atome Card?

Atome Card Alternatives

HSBC Live+ Credit Card

HSBC Live+ Credit Card

Visa
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500

Cashback perks:

  • 8% cashback on dining and shopping during your birthday month (capped at ₱1,000)
  • 5% cashback on dining and shopping year-round (capped at ₱1,000/month)
  • 1% cashback on other local purchases
  • 0.5% cashback on overseas spend

Exclusive privileges:

  • HSBC home&Away Privilege Programme discounts worldwide
  • Flexible payment terms with 0% interest installment plans at partner merchants
  • Contactless payment for quick and secure transactions

Ideal for: Frequent diners, lifestyle shoppers, and those who want consistent cashback rewards.

BPI Amore Platinum Cashback Card

BPI Amore Platinum Cashback Card

Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1000000
Annual Fee
5000
  • Get 4% cash back on dining and online delivery spend
  • Get 1% cash back on supermarkets and department store spend
  • Earn up to 0.3% cash back on other international and local retail spend
  • Enjoy exclusive perks and deals at any Ayala Malls nationwide
  • One of the lowest forex conversion rates at 1.85%
  • Ideal for people who enjoy shopping while saving
Atome Card

Atome Card

Mastercard
Withdrawal Limit
0
Min. Annual Income
0
Annual Fee
0
  • Buy Now, Pay Later (BNPL) Card
  • Up to ₱200,000 spending limit
  • Pay later at 0% interest for up to 40 days
  • Flexible installment plans up to 6 months
  • No annual fees, hidden charges and tedious paperwork
  • Fast online application in under 90 seconds

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Frequently asked questions

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