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Atome / Mastercard

Apply for Atome Card

Atome Card
No annual fee
Withdrawal Limit
0
Min. Annual Income
0
Annual Fee
0

Atome Card Key Benefits

Gift Card
Gifts and promo
Travel
Air miles
Savings
Cashback
Dining
Dining / restaurants
Membership
Loyalty points
Traveling
Traveling
Shopping
Shopping
Gas Station
Petrol
Bills/Payments
Bills/Payments
Favorite
Other

Eligibility

Minimum Age
18
Maximum Age
70
Min. Annual Income
0
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

A copy of one valid government-issued ID with photo and signature

Proof of Income

 Recent Pay Slip

• BIR Form 2316

• Original Certificate of Employment

• Latest ITR (1700 or 1701) with BIR or Bank stamp

Additional Requirements

• A postpaid line or postpaid mobile number

• A valid TIN and SSS/GSIS/UMID Number

Fees

Annual Fee
0
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
-

Interest

Interest Rate
0% per month
Interest Free Period
40
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
0
---

Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Apple Pay
Google Pay

Receiving Methods

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Why should i get the Atome Card?

Atome Card Alternatives

HSBC Gold Visa Cashback

HSBC Gold Visa Cashback

Visa
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500
  • 5% cashback on all dining transactions—perfect for foodies and frequent diners.
  • 3% rebate on your first Caltex fuel purchase, then 3% thereafter—consistent savings at the pump. (Moneymax lists 3%, while some sources mention 6% first then 3% afterwards.)
  • 0.5% cashback on all other purchases, with some sources stating a lower rate of 0.2% for non-dining transactions
  • 0% installment plans available for 3–36 months on selected purchases.
  • BPI Platinum Rewards Card

    BPI Platinum Rewards Card

    Mastercard
    Withdrawal Limit
    Refer to your BPI
    Min. Annual Income
    1000000
    Annual Fee
    4000
    • Earn 2 BPI points for every ₱30 local spend
    • Earn 2 BPI points for every ₱20 foreign currency spend online and abroad
    • Convert straight payments on airfares to installment with 0% interest
    • Get up to ₱10 million free travel insurance
    • Get up to 180 days of purchase protection insurance
    • Enjoy complimentary airport lounge passes in 1,300+ lounges worldwide
    • Ideal for frequent travelers looking for premium benefits
    HSBC Platinum Visa Rebate

    HSBC Platinum Visa Rebate

    Visa
    Withdrawal Limit
    -
    Min. Annual Income
    500000
    Annual Fee
    5000
  • 5% rebate on shopping (including online) and essential travel
  • 1% rebate on insurance transactions
  • 0.5% rebate on all other transactions
  • Fuel rebate: 6% on your first Caltex fuel purchase; 3% thereafter (up to ₱20,000/month cap)
  • Travel Benefits: Up to ₱10 million travel insurance and access to over 27,000 travel privileges globally via HSBC’s home&Away program
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