UnionBank Personal Loan

Achieve your financial goals faster and with greater ease through the UnionBank Personal Loan. Designed for your convenience, it offers flexible terms and competitive rates — perfect for major purchases, home improvements, education, personal development, or unexpected expenses. With a simple and speedy application process, you can access your funds in as fast as 5 minutes after approval. Experience a personal loan solution that prioritizes ease, speed, and flexibility — UnionBank Personal Loan is your trusted partner on your financial journey.

Loan Amount
Up to ₱2 million
Interest Rate
From 25%-36% annual contractual rate
Term  
Month(s)
12
-
60
Minimum Income
₱250,000
Age Requirement
21-65

How much would you like to borrow?

Loan amount (₱ to ₱₱1,000,000)

For how long ?

60 12 1 Month(s)
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What is needed to apply for a UnionBank Personal Loan?

21 years old and above

21 years old and above

Applicants must be within the age range of 21 to 65 years to meet the eligibility criteria for a personal loan application.

Income

Income

Meeting the specific income requirement is crucial. The minimum gross annual income is ₱250,000.

Required documents

Required documents

Advantages of

UnionBank Personal Loan

Fast Approval Process

Cash in as fast as 5 mins from approval.

Flexible Loan Terms

Open to Filipinos or Foreigners with a valid PH billing addresses aged 21-65.

Flexible Repayment Options

Flexible repayment terms of up to 5 years. (Tenors 12, 24, 36, 48, 60).

High Loan Amounts

High loan amount of up to P2MM w/o any collateral or guarantor.

Easy Transactions

Loan disbursement and repayments via UBP CASA/ADA.

4.9

What our customer says about UnionBank Personal Loan

Hear from delighted customers who've found success with UnionBank Personal Loan

Trustworthiness
5.0
User Experience
5.0
Customer Support
5.0
Product/Service Range
5.0
Transparency
5.0
Innovation
5.0
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