Need major funding for a big dream or life upgrade? The Tonik Big Loan gives you access to up to ₱5 million—ideal for home renovation, business capital, or large personal goals. This secured personal loan is backed by property title collateral, allowing you to enjoy lower rates and higher amounts. 100% digital application and fast disbursement make it a smart choice for ambitious borrowers.
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Borrow up to ₱5,000,000 using land or property as collateral
Rates start as low as 0.99% per month due to collateral backing
Repay in 1 to 5 years depending on your preference
Online application and tracking via the Tonik app
Ideal for home upgrades, business capital, or major milestones
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