Security Bank Personal Loan

The Security Bank Personal Loan is an unsecured, multi-purpose loan offering up to ₱2 million in financing. With add‑on interest rates starting around 1.3% monthly, it translates to an estimated APR of roughly 29.5%–39.4% depending on loan amount and term. No credit card is needed, and applicants can choose between applying online or over the counter at branches. Ideal for emergencies, life events, or debt consolidation with quick digital or branch-assisted processing.

Loan Amount
Up to ₱2 million
Interest Rate
29.5%–39.4% Estimated APR
Term  
Month(s)
12
-
36
Minimum Income
₱180,000
Age Requirement
21-65

How much would you like to borrow?

Loan amount (₱₱30,000 to ₱₱2,000,000)

For how long ?

36 12 1 Month(s)
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What is needed to apply for a Security Bank Personal Loan?

21 years old and above

21 years old and above

Applicants must be within the age range of 21 to 65 years to meet the eligibility criteria for a personal loan application.

Income

Income

Meeting the specific income requirement is crucial. The minimum gross annual income is ₱180,000.

Required documents

Required documents

Advantages of

Security Bank Personal Loan

Unsecured Loan

No collateral or credit card required

Wide Loan Range

Borrow from ₱30,000 up to ₱2,000,000

Competitive Rates

Monthly add-on guidance ranges 1.3%–2.0%, with APR up to ~39%

Flexible Terms

Choose repayment schedules from 12 to 36 months (some options up to 60 months)

Multiple Application Channels

Apply fully online or at any Security Bank branch

4.9

What our customer says about Security Bank Personal Loan

Hear from delighted customers who've found success with Security Bank Personal Loan

Trustworthiness
5.0
User Experience
5.0
Customer Support
5.0
Product/Service Range
5.0
Transparency
5.0
Innovation
5.0
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