The PNB Personal Loan offers unsecured, flexible financing of up to ₱2 million with low introductory add‑on interest rates starting at around 1% monthly. This translates into a starting APR around 12%, though actual rates can vary depending on borrower risk profile and loan tenure. With repayment terms from 3 to 60 months, it’s ideal for personal goals such as renovation, events, education, or debt consolidation. Fully digital or branch‑assisted application options make it accessible and convenient.
%201.svg){kind=small}
No collateral or credit card needed
Add‑on rates as low as ~1% monthly
Up to ₱2,000,000, depending on credit profile
Choose between 3 to 60 months repayment plans
File online through PNB’s portal or visit a branch for assistance
Your feedback is valuable! By sharing your thoughts, you'll not only help us improve but also assist others in making informed decisions.
It will take just a few minutes of your time.
Finmerkado.ph is a financial product comparison platform and does not act as a lender or credit card issuer. We do not directly provide loans or credit cards. Rather, Finmerkado.ph enables users to assess and compare offers from trusted, verified financial institutions offering a variety of products, including personal loans and credit cards.
Finmerkado.ph does not charge users any fees for accessing or using our services. All product terms, including fees, interest rates, and Annual Percentage Rates (APRs), are set by our partners and will be fully disclosed by the provider before you sign any agreement.
© SIA JEFF, registered in the Republic of Latvia with business number 43603085405
